7774 Gardner Dr, Unit 202, Naples, FL 34109 Property Records

Collier County property record for 7774 Gardner Dr, Unit 202, Naples, FL 34109

Property Summary

Property Type	Condominium
Details	1,867 sqft · built 1995
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2026)
Tax Bill	$3,446 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64703002202`

Property Details

APN / Parcel Number

Primary APN	`64703002202`
Alternative APN	`530200 23 2024A01`

Interior

Units	5 Units
Building Area	1,867 sqft Living Area
1st Floor Area	1,867 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	7774 GARDNER DR, 202
City	NAPLES
State	FL
Zip	34109-0675
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ORCHARDS A CONDOMINIUM, THE BLDG 23-202
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	ORCHARDS A CONDOMINIUM, THE
Legal Tract	530200
Legal Block	2
Legal Lot Number	202
Legal Unit	23-202
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2013
Census Tract	10429

Owner

7774 Gardner Dr, Unit 202 is owned and occupied by an individual who bought it in September 2026.

Source: Collier County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	7774 GARDNER DR, 202, NAPLES, FL 34109-0675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Feb 28, 2011 · Amount on File
Deed Document Number	20266870234
Deed Book / Page	6625 / 3432
Prior Transfer Date	Aug 25, 2010
Prior Transfer Doc	0046030005
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 2, 2026
Property Address	7774 GARDNER DR, 202, NAPLES, FL 34109-0675
Document Number	0006870234
Book / Page	6625 / 3432
Instrument Date	Aug 28, 2026
Instrument	20266870234
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7774 GARDNER DR, 202, NAPLES, FL 34109-0675
Investor	Possibly a Property Investor

Mortgage

Document Number	0006870235,
Date	Sep 2, 2026
Instrument	20266870235

Lender

Name	LENDING SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7774 Gardner Dr, Unit 202 was $3,446, up 1.6% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,986 (-10.4%) Building $328,986	$328,986 (-13.29%) Building $328,986
2025	$3,446.00 (+1.62%)	$367,158	$379,395 Building $379,395
2024	$3,391.00 (+0.06%)
2023	$3,389.00 (+9.75%)	$303,436 (+1%)	$399,400 (+24.37%) Building $399,400
2022	$3,088.00	$275,851	$321,142 Building $321,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7774 Gardner Dr, Unit 202 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7774 Gardner Dr, Unit 202 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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