7774 Frank Ott Rd, Georgetown, IN 47122 Property Records

Floyd County property record for 7774 Frank Ott Rd, Georgetown, IN 47122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1972
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$308,560 (Jun 2025)
Tax Bill	$227 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-02-02-700-244.000-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-02-700-244.000-003`
Alternative APN	`0060691020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	0060691020
Street Address	7774 FRANK OTT RD
City	GEORGETOWN
State	IN
Zip	47122-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P 807 L 20 .413AC ANNEXED FROM 002-06900-20
Jurisdiction	FLOYD IN
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3010
Census Tract	71101

Owner

Source: Floyd County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7774 FRANK OTT RD, GEORGETOWN, IN 47122-9006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Warranty Deed, Transfer · Conventional Mortgage L & N FCU
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES
Sep 30, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Jul 26, 2023 · Amount on File
Deed Document Number	20256857
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Jun 25, 2025
Property Address	7774 FRANK OTT RD, GEORGETOWN, IN 47122-9006
Document Number	0202506857
Instrument Date	Jun 23, 2025
Instrument	202506857
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7774 FRANK OTT RD, GEORGETOWN, IN 47122-9006

Mortgage

Document Number	0202506858
Date	Jun 25, 2025
Instrument	202506858

Lender

Name	L & N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	13.5%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Jul 26, 2023
Property Address	7774 FRANK OTT RD, GEORGETOWN, IN 47122-9006
Document Number	0202308172
Map Reference	PL 807
Instrument Date	Jul 24, 2023
Instrument	202308172
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7774 FRANK OTT RD, GEORGETOWN, IN 47122-9006

Mortgage

Document Number	0202308173
Date	Jul 26, 2023
Instrument	202308173

Lender

Name	INTERLINC MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Sep 30, 2022
Property Address	7774 FRANK OTT RD, GEORGETOWN, IN 47122-9006
Document Number	0202211341
Map Reference	BK 191 PG 557
Instrument Date	Sep 23, 2022
Instrument	202211341
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7774 FRANK OTT RD, GEORGETOWN, IN 47122-9006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6806 BRITTANY OAK DR, LOUISVILLE, KY 40229-3085
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Floyd County
County Subdivision	Georgetown Township
Municipality	Georgetown Town
Unified School District	New Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$227.00 (-13.36%)	$69,600 (+18.17%) Land $22,000 Building $47,600	$69,600 (+18.17%) Land $22,000 Building $47,600
2024	$262.00 (+4.8%)	$58,900 (+1.55%) Land $22,000 Building $36,900	$58,900 (+1.55%) Land $22,000 Building $36,900
2023	$250.00 (-79.56%)	$58,000 (-11.59%) Land $22,000 Building $36,000	$58,000 (-11.59%) Land $22,000 Building $36,000
2022	$1,223.00	$65,600 Land $22,000 Building $43,600	$65,600 Land $22,000 Building $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - GEORGETOWN serves 3,605 people · EPA ID IN5222003
Water Source	Purchased groundwater from RAMSEY WATER COMPANY, INC.
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Mainstream Fiber Networks Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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