Lorain County property record for 777 W 38th St, Lorain, OH 44052 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,226 sqft · built 1968 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,900 (Jun 2016) |
| Tax Bill | $3,763 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-006-193-007 |
| Primary APN | 02-01-006-193-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,226 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| 2nd Floor Area | 1,098 sqft |
| Upper Floors Area | 1,098 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 198 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 777 W 38TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-5236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KNIGHT 2 65.65 X 214 |
| Legal Subdivision | KNIGHT SUBDIVISION NO 2 |
| Legal Tract | 1 |
| Legal Block | 193 |
| Legal Lot Number | 16 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 24100 |
Source: Lorain County records · APN 02-01-006-193-007
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 777 W 38TH ST, LORAIN, OH 44052-5236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2016 · Amount on Record |
| Deed Sale | Jun 29, 2016 · Amount on Record |
| Prior Sale | Apr 25, 2014 · Amount on Record |
| Deed Document Number | 2016003127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 777 W 38TH ST, LORAIN, OH 44052-5236 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 777 W 38TH ST, LORAIN, OH 44052-5236 |
| Document Number | 0000062735 |
|---|---|
| Date | Aug 07, 2025 |
| Instrument | 2025-0062735 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,763.00 | $98,410 (-) Land $13,730 Building $84,680 | $281,170 (-) Land $39,230 Building $241,940 |
| 2024 | $3,763.00 (+0.51%) | $98,410 (+35.38%) Land $13,731 Building $84,679 | $281,170 (+35.38%) Land $39,230 Building $241,940 |
| 2023 | $3,744.00 (+0.89%) | $72,692 (-0.01%) Land $16,576 Building $56,116 | $207,690 (-) Land $47,360 Building $160,330 |
| 2022 | $3,711.00 | $72,700 Land $16,580 Building $56,120 | |
| 2021 | $207,690 Land $47,360 Building $160,330 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 28% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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