Walker County property record for 777 W 12th St, Chickamauga, GA 30707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,362 sqft · built 2012 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jun 2023) |
| Tax Bill | $3,500 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3022 088 |
| Primary APN | 3022 088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,362 sqft Heated Area |
| 2nd Floor Area | 627 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 627 sqft |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Utility Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7378 |
|---|---|
| Street Address | 777 W 12TH ST |
| City | CHICKAMAUGA |
| State | GA |
| Zip | 30707-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PTLL 282 9/4 |
| Jurisdiction | WALKER GA |
| Township / Civil Division | CHICKAMAUGA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20503 |
777 W 12th St is owned and occupied by an individual who bought it in June 2023.
Source: Walker County records, as of February 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 777 W 12TH ST, CHICKAMAUGA, GA 30707-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Jun 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 2, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage ISERVE RESID'L LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on File |
| Deed Sale | Jun 6, 2023 · Amount on File |
| Prior Sale | Sep 25, 2017 |
| Deed Document Number | 0002287495 |
| Deed Book / Page | 2287 / 495 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 777 W 12TH ST, CHICKAMAUGA, GA 30707-1645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 777 W 12TH ST, CHICKAMAUGA, GA 30707-1645 |
| Document Number | 0021860000000258 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 0000002186/0000000258 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Jun 6, 2023 |
| Property Address | 777 W 12TH ST, CHICKAMAUGA, GA 30707-1645 |
| Document Number | 0022870495 |
| Book / Page | 2287 / 495 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023-001368 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 777 W 12TH ST, CHICKAMAUGA, GA 30707-1645 |
| Investor | Possibly a Property Investor |
| Document Number | 0002287498 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 2287/498 |
| Name | FIRSTBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 777 W 12TH ST, CHICKAMAUGA, GA 30707-1645 |
| Document Number | 0021160257 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 777 W 12TH ST CHICKAMAUGA GA 307071645, CHICKAMAUGA, GA 30707-1645 |
| Document Number | 0021160257 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 002116/000257 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Nov 17, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Oct 2, 2017 |
| Property Address | 777 W 12TH ST, CHICKAMAUGA, GA 30707-1645 |
| Document Number | 0019530272 |
| Book / Page | 001953 / 000272 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 777 W 12TH ST CHICKAMAUGA GA 307071645, CHICKAMAUGA, GA 30707-1645 |
| Document Number | 19530274 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 001953/000274 |
| Name | ISERVE RESID'L LNDG |
|---|---|
| Address | SAN DIEGO, CA 92128 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 777 W 12th St was $3,500 with a homeowner's exemption.
Source: Walker County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Chickamauga City |
| County | Walker County |
| Unified School District | Chickamauga City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,500.00 Homeowner's exemption | $155,588 Land $11,760 Building $143,828 | $388,971 Land $29,400 Building $359,571 |
| 2023 | $3,377.00 (+18.7%) | $140,787 (+19.59%) Land $10,000 Building $130,787 | $351,968 (+19.6%) Land $25,000 Building $326,968 |
| 2022 | $2,845.00 | $117,720 Land $4,560 Building $113,160 | $294,299 Land $11,399 Building $282,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 777 W 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 777 W 12th St is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 71% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICKAMAUGA serves 5,720 people · EPA ID GA2950000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Fulton Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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