777 Rose Ln, Bedford, PA 15522 Property Records

Bedford County property record for 777 Rose Ln, Bedford, PA 15522

Property Summary

Property Type	Rural Home
Details	2,388 sqft · built 1980
Lot Size	13.3 acres (579,348 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,725 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E.12-0.00-116`

Property Details

APN / Parcel Number

Primary APN	`E.12-0.00-116`

Interior

Stories	1 Story
Building Area	2,388 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	579,348 sqft (13.3 acres)
Garage Type	Attached

Location & Zoning

Street Address	777 ROSE LN
City	BEDFORD
State	PA
Zip	15522-4342
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT #5 SPLIT FROM 060 005562
Legal Lot Number	5
Jurisdiction	BEDFORD PA
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2052
Census Tract	961002

Owner

777 Rose Ln, a rural home, is owned and occupied by two individuals who acquired it in December 2017.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	777 ROSE LN, BEDFORD, PA 15522-4342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK
Oct 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
May 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
Jan 30, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 29, 2017
Transfer Doc	2018000440
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Recording Date	Aug 19, 2026
Property Address	777 ROSE LN, BEDFORD, PA 15522-4342
Document Number	0000003861
Instrument Date	Aug 17, 2026
Instrument	20263861
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SPEEL TITLE SETTLEMENT SERVICES, KEY STATE SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 ROSE LN, BEDFORD, PA 15522-4342

Mortgage

Document Number	0000003861,
Date	Aug 19, 2026
Instrument	20263861

Lender

Name	HOMETOWN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	777 ROSE LN, BEDFORD, PA 15522-4342
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 ROSE LN, BEDFORD, PA 15522-4342

Mortgage

Document Number	2021/5955
Date	Oct 1, 2021
Book Page	2021/5955
Instrument	2021-005955

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 29, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	777 ROSE LN, BEDFORD, PA 15522-4342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2098
Date	May 13, 2020
Book Page	2020/2098
Instrument	2020-002098

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 11, 2030

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Jan 30, 2018
Property Address	777 ROSE LN, BEDFORD, PA 15522-4342
Document Number	2018000440
Map Reference	MB8 PG5
Instrument Date	Dec 29, 2017
Instrument	2018-000440
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	664 COUNTRY RIDGE RD, 664, BEDFORD, PA 15522-6711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 ROSE LN, BEDFORD, PA 15522-4342

Tax Assessment & Valuation

The 2026 property tax bill for 777 Rose Ln was $2,725, up 11.1% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Colerain Township
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,725.00 (+11.09%)	$185,720 (-) Land $13,220 Building $172,500	$185,720 (-22.42%) Land $66,900 Building $172,500
2025	$2,453.00	$185,720 Land $13,220 Building $172,500	$239,400 Land $66,900 Building $172,500
2023	$2,689.00 Additional exemption filed	$185,720 Land $13,220 Building $172,500
2012			$239,400 Land $66,900 Building $172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 777 Rose Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 777 Rose Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Crowsnest Broadband Fixed Wireless	150 / 45

Cell Coverage

5G and 4G LTE (outdoors only)

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