Montgomery County property record for 777 Phillip Rd, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,800 sqft · built 2025 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $469 (2025) |
| Deeds & Mortgages | Jan 2026 Construction Loan May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142 8.00 |
| Primary APN | 142 8.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 1,913 sqft |
| 1st Floor Area | 3,343 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 74,488 sqft (1.71 acres) |
| Garage Type | Mixed |
| Garage Area | 273 sqft |
| Porch | Open Porch |
| Porch Area | 370 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Water Source | Commercial |
| Street Address | 777 PHILLIP RD |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 1-13.1 UTL BLD N/V. PCL PLANIMETERED & ACR CORR W/V541-270 T-95. P/U DCU T-04 AC PLANIMETERED AFTER WORKING W/OWNER T-08 AC |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 101702 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 777 PHILLIP RD, CUNNINGHAM, TN 37052-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Construction Mortgage PLANTERS BANK |
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit FORTERA FCU |
| Jan 13, 2025 | Deed of Trust, Mortgage · Construction Mortgage PLANTERS BANK |
| Apr 12, 2023 | Intrafamily Transfer, Transfer ALEX TITLE, APEX TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 1994 |
| Deed Sale | Jul 19, 1994 |
| Deed Book / Page | 541 / 270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 777 PHILLIP RD, CUNNINGHAM, TN 37052-4704 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 507 PALMYRA RD, CLARKSVILLE, TN 37040-7240 |
| Document Number | 02472/5223 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 2472/5223 |
| Instrument | 1529018 |
| Name | PLANTERS BANK |
|---|---|
| Type | Bank |
| Address | HOPKINSVILLE, KY 42240 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 777 PHILLIP RD, CUNNINGHAM, TN 37052-4704 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02297/1887 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 2297/1887 |
| Instrument | 1422661 |
| Name | FORTERA FCU |
|---|---|
| Type | Credit Union |
| Address | CLARKSVILLE, TN 37040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 777 PHILLIP RD, CUNNINGHAM, TN 37052-4704 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 507 PALMYRA RD, CLARKSVILLE, TN 37040-7240 |
| Investor | Possibly a Property Investor |
| Document Number | 02422/2627 |
|---|---|
| Date | Jan 13, 2025 |
| Book Page | 2422/2627 |
| Instrument | 1486663 |
| Name | PLANTERS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 26, 2025 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Apr 12, 2023 |
| Property Address | 777 PHILLIP RD, CUNNINGHAM, TN 37052-4704 |
| Document Number | 002291/772 |
| Book / Page | 2291 / 772 |
| Instrument Date | Apr 3, 2023 |
| Instrument | 1419280 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | ALEX TITLE, APEX TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 777 PHILLIP RD, CUNNINGHAM, TN 37052-4704 |
| Investor | Possibly a Property Investor |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469.00 (-14.73%) | $97,650 (+337.4%) | $390,600 (+337.4%) Land $77,900 Building $312,700 |
| 2024 | $550.00 (-21.43%) | $22,325 (-4.59%) | $89,300 (-4.59%) Land $77,900 Building $11,400 |
| 2023 | $700.00 | $23,400 (-) | |
| 2022 | $700.00 | $23,400 | $93,600 Land $33,200 Building $60,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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