777 E Red Cross Rd, Oakboro, NC 28129 Property Records

Stanly County property record for 777 E Red Cross Rd, Oakboro, NC 28129

Property Summary

Property Type	Vacant Land
Lot Size	8.84 acres (385,070 sqft)
Owner	Individual Name on Record
Last Sale	$193,500 (Aug 2023)
Tax Bill	$560 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`650501372290`

Property Details

APN / Parcel Number

Primary APN	`650501372290`
Alternative APNs	`1540929` `1520300` `1544238` `18978`

Exterior

Lot Area	385,070 sqft (8.84 acres)

Location & Zoning

Account Number	1544238
Street Address	777 E RED CROSS RD
City	OAKBORO
State	NC
Zip	28129-7206
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-20
Legal Description	VAC NC 24/27 HWY 650500026
Legal Subdivision	LEETHER BURRIS SMITH HEIRS MAP
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	3
Census Block	3011
Census Tract	930902

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	676 E RED CROSS RD, OAKBORO, NC 28129-7205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Nov 2, 2022	Intrafamily Transfer, Transfer
Jul 31, 2020	Loan Modification, Mortgage UWHARRIE BK
Jul 26, 2019	Loan Modification, Mortgage NOT AVAILABLE
Apr 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	2023460534
Deed Book / Page	1828 / 1630
Prior Transfer Date	Oct 31, 2022
Prior Transfer Doc	0000452802
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Aug 11, 2023
Property Address	777 E RED CROSS RD, OAKBORO, NC 28129-7206
Document Number	0000460534
Book / Page	1828 / 1630
Map Reference	MB 7 PG 6
Instrument Date	Aug 11, 2023
Instrument	460534
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 LAURA LANE, OAKBORO, NC 28129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 E RED CROSS RD, OAKBORO, NC 28129-7205

Mortgage

Document Number	0000460535
Date	Aug 11, 2023
Instrument	460535

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 11, 2025

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Nov 2, 2022
Property Address	777 E RED CROSS RD, OAKBORO, NC 28129-7206
Document Number	0000452802
Book / Page	1804 / 1083
Map Reference	MB 7 PG 6
Instrument Date	Oct 31, 2022
Instrument	452802
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	777 E RED CROSS RD, OAKBORO, NC 28129-7206

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	200 LAURA LN, GULF BREEZE, FL 32561-4044

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	NC 24/27 HWY, OAKBORO, NC 28129
Document Number	0017080939
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1023 ALBEMARLE NC 280021023, ALBEMARLE, NC 28002-1023

Mortgage

Document Number	0017080939
Date	Jul 31, 2020
Book Page	001708/000939

Lender

Name	UWHARRIE BK
Type	Bank
Address	NORWOOD, NC 28128

Agreement

Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	NC 24/27 HWY, OAKBORO, NC 28129
Document Number	0000411526
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1023 ALBEMARLE NC 280021023, ALBEMARLE, NC 28002-1023

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Apr 30, 2018
Property Address	NC 24/27 HWY, OAKBORO, NC 28129
Document Number	0000399717
Book / Page	001643 / 000239
Instrument Date	Apr 30, 2018
Instrument	399717
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$184.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 BELROSE LN CHARLOTTE NC 282094548, CHARLOTTE, NC 28209-4548

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$560.00	$93,400 (-) Land $93,400	$93,400 (-) Land $93,400
2025	$560.00 (+24.44%)	$93,400 (+42.94%) Land $93,400	$93,400 (+42.94%) Land $93,400
2023	$450.00	$65,340 Land $65,340	$65,340 Land $65,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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