San Joaquin County property record for 777 Clover Ln, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,780 sqft · built 2006 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $495,000 (Nov 2019) |
| Tax Bill | $8,940 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 191-400-020-000 |
| Primary APN | 191-400-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,780 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 191-400-02 |
|---|---|
| Street Address | 777 CLOVER LN |
| City | LATHROP |
| State | CA |
| Zip | 95330-8990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-FM PT OF 191-190-29 PER MOSSDALE LANDING NO. 7 |
| Legal Subdivision | MOSSDALE LANDING 07 |
| Legal Block | 4 |
| Legal Lot Number | 68 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 5119 |
777 Clover Ln is owned and occupied by an individual who bought it in November 2019.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 777 CLOVER LN, LATHROP, CA 95330-8990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · VA Mortgage AMNET ESOP CORPORATION |
| Nov 20, 2019 | Grant Deed, Transfer · VA Mortgage FIRST SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on File |
| Deed Sale | Nov 20, 2019 · Amount on File |
| Prior Sale | Aug 15, 2008 · Amount on File |
| Deed Document Number | 2019134727 |
| Prior Transfer Date | Mar 31, 2008 |
| Prior Transfer Doc | 0000057008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 777 CLOVER LN, LATHROP, CA 95330-8990 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 777 CLOVER LN, LATHROP, CA 95330-8990 |
| Document Number | 0000027224 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022-027224 |
| Name | AMNET ESOP CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 20, 2019 |
| Property Address | 777 CLOVER LN, LATHROP, CA 95330-8990 |
| Document Number | 0000134727 |
| Map Reference | VOL 39 PG 22 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019-134727 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 777 CLOVER LN, LATHROP, CA 95330-8990 |
| Document Number | 0000134728 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019-134728 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 777 Clover Ln was $8,940 with a homeowner's exemption, up 1.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,940.00 (+1.19%) | ||
| 2025 | $8,835.00 Homeowner's exemption | $541,350 Land $131,235 Building $410,115 | |
| 2023 | $8,485.00 (+0.58%) Homeowner's exemption | $520,331 Land $126,140 Building $394,191 | $633,600 |
| 2022 | $8,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 777 Clover Ln in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 777 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ayera Technologies, Matrix Broadband, Verizon.
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