Jackson County property record for 7769 Cullowhee Mountain Rd, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,430 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7555-19-8808 |
| Primary APN | 7555-19-8808 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,430 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 606 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 370 sqft |
| Patio Area | 1,242 sqft |
| Storage Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7769 CULLOWHEE MOUNTAIN RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CULLOWHEE MOUNTAIN RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | MOUNTAIN |
| Census Block Group | 5 |
| Census Block | 5047 |
| Census Tract | 950600 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7769 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 14, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 7769 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0023241242 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 2324/1242 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 7769 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8542 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0022981548 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 2298/1548 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $521,690 (+63.02%) Land $90,930 Building $430,760 | |
| 2025 | $1,982.00 (+62.99%) | |
| 2023 | $1,216.00 | $320,010 Land $74,750 Building $245,260 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: BalsamWest FiberNET, Sky Fi, Skyrunner.
4G LTE only, no 5G reported
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