7769 Co Rd P.3, Wiggins, CO 80654 Property Records

Morgan County property record for 7769 Co Rd P.3, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,722 sqft · built 2018
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2018)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1225-170-04-005`

Property Details

APN / Parcel Number

Primary APN	`1225-170-04-005`
Alternative APN	`R020504`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,722 sqft Total Area
1st Floor Area	1,483 sqft
Basement Area	1,483 sqft
Unfinished Basement	1,483 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	135 sqft
Pole Barn	2,688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7769 COUNTY ROAD P.3
City	WIGGINS
State	CO
Zip	80654-8330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD STABLE RIDGE ESTATES PD WI (17-3-59) LOT 005 S 17 T 3 R 59 PARC E12W12 & PARC SE14
Legal Range	59
Legal Township	03
Legal Section	17
Legal Subdivision	STABLE RIDGE ESTATES PD
Legal Lot Number	5
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1025
Census Tract	200

Owner

Source: Morgan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7769 RD P3, WIGGINS, CO 80654
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · VA Mortgage GATEWAY FIRST BANK
May 25, 2022	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Oct 30, 2020	Loan Modification, Mortgage · Conventional with PMI FIRST NAT'L BK/OMAHA
May 7, 2018	Warranty Deed, Transfer · Seller Carry-Back FIRST NATIONAL BANK OF OMAHA
Dec 4, 2017	Warranty Deed, Transfer STERLING FCU
May 8, 2017	Warranty Deed, Transfer · Commercial Mortgage FARMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Prior Sale	Dec 4, 2017 · Amount on Record
Deed Document Number	2018911799
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	7769 COUNTY ROAD P.3, WIGGINS, CO 80654-8330
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000937069
Date	Dec 1, 2021
Instrument	937069

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	7769 COUNTY ROAD P.3, WIGGINS, CO 80654-8330
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000940820
Date	May 25, 2022
Instrument	940820

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	7769 COUNTY ROAD P.3, WIGGINS, CO 80654-8330
Document Number	0000929213
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7769 COUNTY ROAD P.3 WIGGINS CO 806548330, WIGGINS, CO 80654-8330

Mortgage

Document Number	0000929213
Date	Dec 1, 2020
Instrument	929213

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Nov 30, 2048

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	May 7, 2018
Property Address	7769 COUNTY ROAD P.3, WIGGINS, CO 80654-8330
Document Number	0000911799
Instrument Date	May 4, 2018
Instrument	911799
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7769 RD P3, WIGGINS, CO 80654

Mortgage

Document Number	0000911800
Date	May 7, 2018
Instrument	911800

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Dec 4, 2017
Property Address	7769 COUNTY ROAD P.3, WIGGINS, CO 80654-8330
Document Number	0000909195
Instrument Date	Dec 1, 2017
Instrument	909195
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Tax	$3.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15509 HIGHWAY 144, FORT MORGAN, CO 80701-4849

Mortgage

Document Number	0000909196
Date	Dec 4, 2017
Instrument	909196

Lender

Name	STERLING FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Nov 29, 2018

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	May 8, 2017
Property Address	7769 COUNTY ROAD P.3, WIGGINS, CO 80654-8330
Document Number	0000905475
Instrument Date	May 1, 2017
Instrument	905475
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	NCT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7819 RD P.3, WIGGINS, CO 80654

Mortgage

Document Number	0000905476
Date	May 8, 2017
Instrument	905476

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,868.00 (+12.87%)	$35,890 (+5.84%) Land $6,830 Building $29,060	$574,250 (+13.44%) Land $109,290 Building $464,960
2024	$2,541.00	$33,910 (-9.81%) Land $6,570 Building $27,340	$506,230 (-9.8%) Land $98,120 Building $408,110
2023	$2,541.00 (+20.54%)	$37,600 (+37.53%) Land $7,290 Building $30,310	$561,230 (+42.68%) Land $108,780 Building $452,450
2022	$2,108.00	$27,340 Land $6,480 Building $20,860	$393,350 Land $93,250 Building $300,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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