Freeborn County property record for 77674 235th St, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,035 sqft · built 2015 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,346 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13.026.0090 |
| Primary APN | 13.026.0090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,035 sqft Living Area |
| Basement Area | 2,035 sqft |
| Finished Basement | 2,035 sqft |
| Unfinished Basement | 2,035 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Attached |
| Garage Area | 1,132 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 77674 235TH ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-26 TWP-103 RANGE-021 2.30 AC COM 1558 FT W OF SE COR NE1/4 TH N 418 FT TH W 172.1 FT TH SWLY 153.4 FT TH SLY 71.50 FT TH |
| Legal Range | 21 |
| Legal Township | 103 |
| Legal Section | 26 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | BANCROFT |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 180700 |
77674 235th St is owned and occupied by an individual.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77674 235TH ST, ALBERT LEA, MN 56007-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 77674 235TH ST, ALBERT LEA, MN 56007-5102 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A553318 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | A553318 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 77674 235TH ST, ALBERT LEA, MN 56007-5102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | A526943 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | A526943 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 77674 235th St was $7,346 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Freeborn County |
| County Subdivision | Bancroft Township |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,346.00 Homeowner's exemption | $745,400 Land $58,600 Building $686,800 | $745,400 Land $58,600 Building $686,800 |
| 2025 | $7,346.00 | ||
| 2023 | $5,422.00 Homeowner's exemption | $586,400 Land $58,600 Building $527,800 | $586,400 Land $58,600 Building $527,800 |
| 2020 | $4,880.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77674 235th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 77674 235th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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