7766 Hwy 42 W, Pendleton, KY 40055 Property Records

Trimble County property record for 7766 Hwy 42 W, Pendleton, KY 40055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,476 sqft · built 1902
Lot Size	15.6 acres (682,542 sqft)
Owner	2 Individual Names on File
Last Sale	$84,444 (May 2023)
Tax Bill	$791 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-00-00-065.00`

Property Details

APN / Parcel Number

Primary APN	`027-00-00-065.00`
Alternative APNs	`11656` `4176`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,476 sqft Building Perimeter

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	682,542 sqft (15.6 acres)
Garage Type	Detached
Garage Area	441 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	11656
Street Address	7766 HIGHWAY 42 W
City	PENDLETON
State	KY
Zip	40055-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE/BLDGS & LOT 1-2 & 10 SPILLMAN FARM
Legal Subdivision	SPILLMAN FARM SUBDIVISION
Legal Lot Number	1-2,10
Jurisdiction	TRIMBLE KY
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3031
Census Tract	100200

Owner

7766 Hwy 42 W is owned and occupied by two individuals who bought it in May 2023.

Source: Trimble County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7766 HIGHWAY 42 W, PENDLETON, KY 40055-7918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage BEDFORD LOAN AND DEPOSIT BANK
Jul 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 30, 2023	Deed, Transfer · Line of Credit BEDFORD LOAN & DEPOSIT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Deed Document Number	2023104837
Deed Book / Page	165 / 655
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Recording Date	Aug 17, 2026
Property Address	7766 HIGHWAY 42 W, PENDLETON, KY 40055-7918
Document Number	0000127104
Book / Page	281 / 186
Instrument Date	Aug 7, 2026
Instrument	2026127104
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7766 HIGHWAY 42 W, PENDLETON, KY 40055-7918

Mortgage

Document Number	0000127104,
Date	Aug 17, 2026
Book Page	281/186
Instrument	2026127104

Lender

Name	BEDFORD LOAN AND DEPOSIT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	420 Months
Due	Aug 7, 2061

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIMBLE KY
Recording Date	Jul 27, 2026
Property Address	7766 HIGHWAY 42 W, PENDLETON, KY 40055-7918
Document Number	0000126741
Book / Page	175 / 58
Instrument Date	Jul 21, 2023
Instrument	2026126741
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7766 HIGHWAY 42 W, PENDLETON, KY 40055-7918

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIMBLE KY
Recording Date	May 30, 2023
Property Address	7766 HIGHWAY 42 W, PENDLETON, KY 40055-7918
Document Number	00D165/655
Book / Page	D165 / 655
Map Reference	DB 117 PG 234
Instrument Date	May 25, 2023
Instrument	104837
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7766 HIGHWAY 42 W, PENDLETON, KY 40055-7918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7766 HIGHWAY 42 W, PENDLETON, KY 40055-7918

Mortgage

Document Number	0000104838
Date	May 30, 2023
Instrument	104838

Lender

Name	BEDFORD LOAN & DEPOSIT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7766 Hwy 42 W was $791.

Source: Trimble County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00	$71,800	$71,800
2023	$807.00 (-1.22%)	$71,800 (-)	$71,800 (-)
2022	$817.00	$71,800	$71,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7766 Hwy 42 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7766 Hwy 42 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 42 W

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