7765 Rustling Pines Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 7765 Rustling Pines Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 2000
Lot Size	1.49 acres (64,992 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2023)
Tax Bill	$2,666 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-1N-28-1815-00D00-0040`

Property Details

APN / Parcel Number

Primary APN	`01-1N-28-1815-00D00-0040`
Alternative APN	`N28101181500D000040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,579 sqft Living Area
Gross Area	2,207 sqft
1st Floor Area	1,579 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	64,992 sqft (1.49 acres)
Lot Dimensions	325 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7765 RUSTLING PINES DR
City	MILTON
State	FL
Zip	32583-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	HIDDEN PINES ESTATES LOT 4 BLK D & LOT 3 BLK D LESS ALL MINERAL RIGHTS AS DES IN OR 4434 PG 1452 (COMB 8/25/06)
Legal Range	28W
Legal Township	1N
Legal Section	01
Legal Subdivision	HIDDEN PINES ESTATES
Legal Block	D
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2013
Census Tract	10809

Owner

7765 Rustling Pines Dr is owned by an individual who bought it in September 2023.

Source: Santa Rosa County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	145 MANRING DR, FORT WALTON BEACH, FL 32547-3524
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC
Sep 18, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Mar 6, 2001 · Amount on File
Deed Document Number	202342352
Deed Book / Page	4434 / 1452
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7765 RUSTLING PINES DR, MILTON, FL 32583-3008
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7765 RUSTLING PINES DR, MILTON, FL 32583-3008

Mortgage

Document Number	0046600766
Date	Sep 19, 2025
Book Page	4660/766
Instrument	202544103

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 18, 2023
Property Address	7765 RUSTLING PINES DR, MILTON, FL 32583-3008
Document Number	0044341452
Book / Page	4434 / 1452
Map Reference	MB D PG 62
Instrument Date	Sep 18, 2023
Instrument	202342352
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17845 SW 88TH CT, PALMETTO BAY, FL 33157-5905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 MANRING DR, FORT WALTON BEACH, FL 32547-3524

Mortgage

Document Number	0044341456
Date	Sep 18, 2023
Instrument	4434/1456

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,363 (+0.28%) Land $64,000 Building $161,363	$225,363 (+0.28%) Land $64,000 Building $161,363
2024	$2,666.00 (+2.78%)	$224,727 (+4.62%) Land $66,600 Building $158,127	$224,727 (+4.62%) Land $66,600 Building $158,127
2023	$2,594.00 (+163.08%) Homeowner's exemption	$214,801 (+89.84%) Land $66,600 Building $148,201	$214,801 (+23.79%) Land $66,600 Building $148,201
2022	$986.00 Homeowner's exemption	$113,148	$173,525 Land $27,000 Building $146,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7765 Rustling Pines Dr in Zone X, an area of minimal flood risk, though there have been 236 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7765 Rustling Pines Dr is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rustling Pines Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures