7765 Pegram St, Willow Spring, NC 27592 Property Records

Wake County property record for 7765 Pegram St, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,271 sqft · built 2006
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2016)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0685.01-35-7424-000`

Property Details

APN / Parcel Number

Primary APN	`0685.01-35-7424-000`
Alternative APNs	`0685.01-35-7424 0341633` `0685357424` `0341633`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,271 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	19,602 sqft (0.45 acres)
Garage Area	506 sqft
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0341633
Street Address	7765 PEGRAM ST
City	WILLOW SPRING
State	NC
Zip	27592-7594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO5 WESTMOOR PH1B BM2005-01863
Legal Subdivision	WESTMOOR
Legal Phase	1B
Legal Lot Number	5
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3000
Census Tract	53115

Owner

Source: Wake County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7765 PEGRAM ST, WILLOW SPRING, NC 27592-7594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2016 · Amount on Record
Deed Sale	Dec 15, 2016 · Amount on Record
Prior Sale	Dec 22, 2006 · Amount on Record
Deed Book / Page	16639 / 1198
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	7765 PEGRAM ST, WILLOW SPRING, NC 27592-7594
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18707/2528
Date	Sep 21, 2021
Book Page	18707/2528

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	7765 PEGRAM ST, WILLOW SPRING, NC 27592-7594
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19094/1513
Date	Jul 21, 2022
Book Page	19094/1513

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2052

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00 (+14.94%)	$429,980 (+40.24%) Land $80,000 Building $349,980	$429,980 (+40.24%) Land $80,000 Building $349,980
2023	$2,410.00	$306,604 Land $35,000 Building $271,604	$306,604 Land $35,000 Building $271,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC FARMS S/D private · serves 422 people · EPA ID NC4092064
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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