Palm Beach County property record for 7765 Montecito Pl, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,918 sqft · built 2000 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,405,000 (Jul 2024) |
| Tax Bill | $12,927 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-28-18-000-0060 |
| Primary APN | 00-42-46-28-18-000-0060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,918 sqft Living Area |
| Gross Area | 3,738 sqft |
| 1st Floor Area | 2,918 sqft |
| Flooring | Marble |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 7,248 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 586 sqft |
| Pool Area | 68 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 234 sqft |
| Patio Area | 475 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7765 MONTECITO PL |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-4422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RTS |
| Legal Description | ADDISON RESERVE PAR 15 LT 6 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 28 |
| Legal Subdivision | ADDISON RESERVE PAR 15 |
| Legal Lot Number | 6 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5937 |
Source: Palm Beach County records · APN 00-42-46-28-18-000-0060
Assessment roll updated December 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7765 MONTECITO PL, DELRAY BEACH, FL 33446-4422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2024 · Amount on Record |
| Deed Sale | Jul 23, 2024 · Amount on Record |
| Prior Sale | Apr 14, 2021 · Amount on Record |
| Deed Document Number | 2024252825 |
| Deed Book / Page | 35159 / 1713 |
| Prior Transfer Date | Sep 05, 2014 |
| Prior Transfer Doc | 0270510053 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 7765 MONTECITO PL, DELRAY BEACH, FL 33446-4422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7765 MONTECITO PL, DELRAY BEACH, FL 33446-4422 |
| Document Number | 0333991332 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 33399/1332 |
| Instrument | 20220121228 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 14, 2021 |
| Property Address | 7765 MONTECITO PL, DELRAY BEACH, FL 33446-4422 |
| Document Number | 0323850516 |
| Book / Page | 32385 / 516 |
| Map Reference | MB 84 PG 192 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 20210168968 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,996.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7590 PLAYA RIENTA WAY, 7590, DELRAY BEACH, FL 33446-4300 |
| Name | Verified Name |
|---|---|
| Address | 7765 MONTECITO PL, DELRAY BEACH, FL 33446-4422 |
| Document Number | 0032385518 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 32385/518 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 15, 2019 |
| Property Address | 7765 MONTECITO PL, DELRAY BEACH, FL 33446-4422 |
| Document Number | 0305410690 |
| Book / Page | 030541 / 000690 |
| Instrument Date | Apr 09, 2019 |
| Instrument | 131287 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 WYKEHAM RD WEST NEWTON MA 024652419, WEST NEWTON, MA 02465-2419 |
Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,927.00 (+33.16%) | $806,760 (+36.4%) | $1,303,663 (+27.2%) Land $471,673 Building $831,990 |
| 2024 | $9,708.00 (+2.34%) | ||
| 2023 | $9,486.00 (+0.71%) Homeowner's exemption | $591,447 (+3%) | $1,024,861 (+78.48%) Land $366,403 Building $658,458 |
| 2022 | $9,419.00 Homeowner's exemption | $574,220 Land $220,500 Building $353,720 | $574,220 Land $220,500 Building $353,720 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 272 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 11 (2004–2023) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Apr 2023 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 209 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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