7765 Gulf Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7765 Gulf Blvd, Navarre, FL 32566

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 2,378 sqft · built 2005
Lot Size	0.089 acres (3,900 sqft)
Owner	Individual Name on File
Last Sale	$1,081,000 (Aug 2021)
Tax Bill	$13,055 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`28-2S-26-9180-00400-0131`

Property Details

APN / Parcel Number

Primary APN	`28-2S-26-9180-00400-0131`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	2,378 sqft Heated Area
Gross Area	4,012 sqft
1st Floor Area	2,378 sqft
Upper Floors Area	1,108 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2005
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	3,900 sqft (0.089 acres)
Lot Dimensions	1,300 ft deep x 300 ft wide
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	620 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	282S269180004000131
Street Address	7765 GULF BLVD
City	NAVARRE
State	FL
Zip	32566-7139
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NB-MHD
Legal Description	NAVARRE BEACH RES SEC 1 W 30 FT OF LT 13 BK 4 AS DES IN OR 4166 PG 955 & IN OR 4167 PG 143
Legal Range	26W
Legal Township	02S
Legal Section	28
Legal Subdivision	NAVARRE
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	NAVARRE BEACH
Census Block Group	2
Census Block	2011
Census Tract	10825

Owner

7765 Gulf Blvd, a townhouse, is owned by an individual who bought it in August 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	1641 COPPERLEAF CT NW, KENNESAW, GA 30152-4724
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTALSTATES MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Mar 27, 1996 · Amount on File
Deed Document Number	0004166955
Prior Transfer Date	Dec 12, 2001
Prior Transfer Doc	0196500352
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7765 GULF BLVD, NAVARRE, FL 32566-7139
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036721082
Date	Oct 23, 2017
Book Page	3672/1082
Instrument	201744225

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7765 GULF BLVD, NAVARRE, FL 32566-7139
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FREIBERT & MATTINGLY TTL GRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040270071
Date	Nov 9, 2020
Book Page	4027/71
Instrument	202059466

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7765 GULF BLVD, NAVARRE, FL 32566-7139
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 COPPERLEAF CT NW, KENNESAW, GA 30152-4724

Mortgage

Document Number	0041660959
Date	Aug 20, 2021
Book Page	4166/959
Instrument	202156177

Lender

Name	COASTALSTATES MORTGAGE INC
Type	Mortgage Company
Address	HILTON HEAD ISLAND, SC 29928

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$13,055.00 (+3.59%)	$1,165,190 (+0.62%) Land $624,000 Building $541,190	$1,165,190 (+0.62%) Land $624,000 Building $541,190
2023	$12,603.00 (+19.36%)	$1,158,065 (+34.47%) Land $624,000 Building $534,065	$1,158,065 (+34.47%) Land $624,000 Building $534,065
2022	$10,559.00	$861,181	$861,181 Land $292,500 Building $568,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7765 Gulf Blvd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 734 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,678 units insured incl. 944 condo units
Nearby Flood Claims	217 (1995–2024)
Most Recent Claim	Jun 2024 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 122 claims Hurricane Dennis, Jul 2005 · 35 claims Hurricane Frances, Sep 2004 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7765 Gulf Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAVARRE BEACH WATER SYSTEM serves 6,166 people · EPA ID FL1570874
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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