7763 E Covered Bridge Dr, Florence, KY 41042 Property Records

Kenton County property record for 7763 E Covered Bridge Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,008 sqft · built 1978
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (May 2020)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-40-02-057.00`

Property Details

APN / Parcel Number

Primary APN	`004-40-02-057.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,008 sqft Finished Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	7763 E COVERED BRIDGE DR
City	FLORENCE
State	KY
Zip	41042-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVERED BRIDGE SEC 2 LOT 74
Legal Subdivision	COVERED BRIDGE
Legal Phase	2
Legal Lot Number	74
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1005
Census Tract	63607

Owner

7763 E Covered Bridge Dr is owned and occupied by an individual who bought it in May 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7763 E COVERED BRIDGE DR, FLORENCE, KY 41042-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2020 · Amount on File
Deed Sale	May 21, 2020 · Amount on File
Prior Sale	Jun 16, 2014 · Amount on File
Deed Document Number	20205900161
Deed Book / Page	22 / 597
Prior Transfer Date	Dec 13, 2001
Prior Transfer Doc	0331059000
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 21, 2020
Property Address	7763 E COVERED BRIDGE DR, FLORENCE, KY 41042-2815
Document Number	0000000161
Book / Page	000022 / 000597
Instrument Date	May 18, 2020
Instrument	161
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7763 E COVERED BRIDGE DR FLORENCE KY 410422815, FLORENCE, KY 41042-2815

Mortgage

Document Number	162
Date	May 21, 2020
Book Page	000M47/000063
Instrument	162

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 20, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 7763 E Covered Bridge Dr was $1,809.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,900 (-) Land $25,000 Building $126,900	$151,900 (-) Land $25,000 Building $126,900
2025	$1,809.00	$151,900 Land $25,000 Building $126,900	$151,900 Land $25,000 Building $126,900
2023	$1,923.00	$151,900 Land $25,000 Building $126,900	$151,900 Land $25,000 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7763 E Covered Bridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7763 E Covered Bridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20