7760 Silver Lake Rd, Maple Falls, WA 98266 Property Records

Whatcom County property record for 7760 Silver Lake Rd, Maple Falls, WA 98266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,036 sqft · built 1995
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Nov 2020)
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400630-240067-0000`

Property Details

APN / Parcel Number

Primary APN	`400630-240067-0000`
Alternative APNs	`146300` `575189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	1,036 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	222 sqft
Deck Area	40 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	146300
Street Address	7760 SILVER LAKE RD
City	MAPLE FALLS
State	WA
Zip	98266-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	RIVENDELL ESTATES LOT 2
Legal Range	06
Legal Township	40
Legal Section	30
Legal Subdivision	RIVENDELL ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	EAST WHATCOM
Census Block Group	1
Census Block	1023
Census Tract	10101

Owner

7760 Silver Lake Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Whatcom County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7760 SILVER LAKE RD, MAPLE FALLS, WA 98266-7702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CREDIT UNION
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF PACIFIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Nov 6, 2020 · Amount on File
Deed Document Number	20201083
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Jun 22, 2026
Property Address	7760 SILVER LAKE RD, MAPLE FALLS, WA 98266-7702
Document Number	0000001860
Instrument Date	Jun 16, 2026
Instrument	20261860
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7760 SILVER LAKE RD, MAPLE FALLS, WA 98266-7702

Mortgage

Document Number	0000001860,
Date	Jun 22, 2026
Instrument	20261860

Lender

Name	WHATCOM EDUCATIONAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 6, 2020
Property Address	7760 SILVER LAKE RD, MAPLE FALLS, WA 98266-7702
Document Number	2201101083
Instrument Date	Nov 4, 2020
Instrument	1101083
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,149.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7760 SILVER LAKE RD MAPLE FALLS WA 982667702, MAPLE FALLS, WA 98266-7702

Mortgage

Document Number	2201101084
Date	Nov 6, 2020
Instrument	1101084

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7760 Silver Lake Rd was $2,741.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,741.00	$356,445 Land $163,200 Building $193,245	$356,445 Land $163,200 Building $193,245
2022		$272,514 Land $91,745 Building $180,769	$272,514 Land $91,745 Building $180,769
2021	$1,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7760 Silver Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7760 Silver Lake Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAPLE FALLS WATER COOP private · serves 222 people · EPA ID WA5351100
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

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