776 Woods Mill Rd, Stephenson, VA 22656 Property Records

Frederick County property record for 776 Woods Mill Rd, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,528 sqft · built 1956
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Feb 2017)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	May 2021 Refinance Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55A1-4`

Property Details

APN / Parcel Number

Primary APN	`55A1-4`
Alternative APN	`8015475`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area
Gross Area	5,326 sqft
1st Floor Area	1,664 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Terrain	Rolling
Porch	Porch
Porch Area	414 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8015475
Street Address	776 WOODS MILL RD
City	STEPHENSON
State	VA
Zip	22656-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	4.50 ACRES
Legal Subdivision	5
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1000
Census Tract	51104

Owner

776 Woods Mill Rd is owned and occupied by two individuals who bought it in February 2017.

Source: Frederick County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	776 WOODS MILL RD, STEPHENSON, VA 22656-2033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Feb 10, 2017	Warranty Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Deed Document Number	20171503
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	776 WOODS MILL RD, STEPHENSON, VA 22656-2033
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007517
Date	May 5, 2021
Instrument	210007517

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Feb 10, 2017
Property Address	776 WOODS MILL RD, STEPHENSON, VA 22656-2033
Document Number	0000001503
Instrument Date	Feb 9, 2017
Instrument	170001503
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 WOODS MILL RD, STEPHENSON, VA 22656-2033

Mortgage

Document Number	0000001504
Date	Feb 10, 2017
Instrument	170001504

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 776 Woods Mill Rd was $1,952.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,664 Land $109,300 Building $297,364	$406,664 Land $109,300 Building $297,364
2025	$1,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 776 Woods Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 776 Woods Mill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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