776 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 776 W River Rd N, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,311 sqft · built 1957
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Feb 2019)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Feb 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-24-055-103-037`

Property Details

APN / Parcel Number

Primary APN	`06-24-055-103-037`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,311 sqft Living Area
1st Floor Area	1,056 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	90 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	48 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	776 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-4964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY & PEMBER 82.22 X 132
Legal Subdivision	ELY & PEMBER ADDITION
Legal Tract	24
Legal Block	103
Legal Lot Number	1&2
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2020
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-055-103-037

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	776 W RIVER RD N, ELYRIA, OH 44035-4964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	Jan 30, 2003
Deed Document Number	2019000689
Record Updated	Jun 08, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 11, 2019
Property Address	776 W RIVER RD N, ELYRIA, OH 44035-4964
Document Number	0000704148
Instrument Date	Feb 08, 2019
Instrument	704148
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	776 W RIVER RD N ELYRIA OH 440354964, ELYRIA, OH 44035-4964

Mortgage

Document Number	704149
Date	Feb 11, 2019
Instrument	704149

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00	$41,530 (+%) Land $8,530 Building $33,000	$118,650 (-) Land $24,360 Building $94,290
2024	$1,955.00 (+26.21%)	$41,528 (+46.05%) Land $8,526 Building $33,002	$118,650 (+46.05%) Land $24,360 Building $94,290
2023	$1,549.00 (+0.32%)	$28,434 (-0.02%) Land $5,005 Building $23,429	$81,240 (-) Land $14,300 Building $66,940
2022	$1,544.00	$28,440 Land $5,010 Building $23,430
2021			$81,240 Land $14,300 Building $66,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 564 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.