776 Upland Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 776 Upland Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,323 sqft · built 1986
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jul 2017)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RP037740000030A`

Property Details

APN / Parcel Number

Primary APN	`RP037740000030A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,323 sqft Finished Area
1st Floor Area	2,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Cabin	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	776 UPLAND DR
City	SANDPOINT
State	ID
Zip	83864-7269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	17-57N-2W JOYFUL ACRES LOT 3
Legal Range	02W
Legal Township	57N
Legal Section	17
Legal Subdivision	JOYFUL ACRES
Legal Lot Number	3
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1012
Census Tract	950402

Owner

Source: Bonner County records · APN RP037740000030A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	776 UPLAND DR, SANDPOINT, ID 83864-7269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 18, 2017	Warranty Deed, Transfer · ARM QUICKEN LOANS INC
Jul 18, 2017	Intrafamily Transfer, Transfer NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY SA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2017908336
Prior Transfer Date	Jul 12, 2017
Prior Transfer Doc	908335
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	776 UPLAND DR, SANDPOINT, ID 83864-7269
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	984712
Date	Jun 08, 2021
Instrument	984712

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	776 UPLAND DR, SANDPOINT, ID 83864-7269
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTH ID TTL CO COEUR D ALEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	968105
Date	Oct 20, 2020
Instrument	968105

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	776 UPLAND DR, SANDPOINT, ID 83864-7269
Transaction Type	Mortgage
Record Updated	Jan 08, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	950955
Date	Dec 27, 2019
Instrument	950955

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 18, 2017
Property Address	776 UPLAND DR, SANDPOINT, ID 83864-7269
Document Number	908336
Map Reference	MB 7 PG 250
Instrument Date	Jul 18, 2017
Instrument	908336
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY SA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 UPLAND DR, SANDPOINT, ID 83864-7269

Mortgage

Document Number	908337
Date	Jul 18, 2017
Instrument	908337

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Aug 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.3%
Index	1-Year LIBOR
Max Rate	9.3%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jul 18, 2017
Property Address	776 UPLAND DR, SANDPOINT, ID 83864-7269
Document Number	908335
Map Reference	MB 7 PG 250
Instrument Date	Jul 12, 2017
Instrument	908335
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY SA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,641 (-0.73%)	$632,641 (-0.73%)
2025	$1,952.00 (-3.13%) Homeowner's exemption	$637,280 (-4.73%) Land $211,900 Building $425,380	$637,280 (-4.73%) Land $211,900 Building $425,380
2023	$2,015.00 Homeowner's exemption	$668,926 Land $211,900 Building $457,026	$668,926 Land $211,900 Building $457,026

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Mann Holdings Fixed Wireless	250 / 50

May also be available: Kaniksu, Verizon.

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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