776 Tom Duvall Ln, Cecilia, KY 42724 Property Records

Hardin County property record for 776 Tom Duvall Ln, Cecilia, KY 42724

Property Summary

Property Type	General Agricultural/Rural
Lot Size	18.2 acres (797,148 sqft)
Owner	Individual Name on File
Last Sale	$2,800,000 (Sep 2017)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-00-00-059.02`

Property Details

APN / Parcel Number

Primary APN	`042-00-00-059.02`

Exterior

Lot Area	797,148 sqft (18.2 acres)

Location & Zoning

Street Address	776 TOM DUVALL LN
City	CECILIA
State	KY
Zip	42724-8701
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	CHESTER GOODMAN EST TR 2
Legal Subdivision	CHESTER GOODMAN EST
Legal Tract	2
Jurisdiction	HARDIN KY
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2004
Census Tract	1702

Owner

776 Tom Duvall Ln, an agricultural property, is owned by an individual who bought it in September 2017.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1611 KNOB HILL RD, ELIZABETHTOWN, KY 42701-9175
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2017	Deed of Trust, Mortgage · ARM FORT KNOX FCU
Jun 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEST POINT BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Sep 15, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Deed Document Number	0014451411
Deed Book / Page	1445 / 1411
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	776 TOM DUVALL LN, CECILIA, KY 42724-8701
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2402/814
Date	Sep 13, 2021
Book Page	2402/814

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	776 TOM DUVALL LN, CECILIA, KY 42724-8701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2210/652
Date	Sep 15, 2017
Book Page	2210/652

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	ARM
Amount	Amount on Record
Term	37 Months
Due	Oct 1, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	5.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	776 TOM DUVALL LN, CECILIA, KY 42724-8701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2269/1158
Date	Jun 4, 2019
Book Page	2269/1158
Instrument	20190-00006781

Lender

Name	WEST POINT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2020

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	776 TOM DUVALL LN, CECILIA, KY 42724-8701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2321/1065
Date	Jul 8, 2020
Book Page	2321/1065

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 15, 2017
Property Address	776 TOM DUVALL LN, CECILIA, KY 42724-8701
Document Number	1445/1411
Book / Page	1445 / 1411
Instrument Date	Sep 13, 2017
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 776 Tom Duvall Ln was $2,588.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00	$270,700 Land $270,700	$270,700 Land $270,700
2023		$242,000 Land $242,000	$242,000 Land $242,000
2021	$2,355.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 776 Tom Duvall Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 776 Tom Duvall Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Tom Duvall Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures