776 Territorial Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 776 Territorial Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,512 sqft · built 1940
Lot Size	0.123 acres (5,358 sqft)
Owner	Company Name on File
Last Sale	$23,000 (Aug 2017)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Feb 2019 Sale Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`54-0903-0026-00-3`

Property Details

APN / Parcel Number

Primary APN	`54-0903-0026-00-3`
Alternative APN	`11-54-0903-0026-00-3`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Building Area	1,512 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	119 ft deep x 45 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	776 TERRITORIAL RD
City	BENTON HARBOR
State	MI
Zip	49022-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICT B
Legal Description	THE W 45' OF E 50' OF LOT 3 BLK 9 BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD TO CITY OF BENTON HARBOR
Legal Subdivision	BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD
Legal Block	9
Legal Lot Number	3
Legal Unit	3
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	2
Census Block	2042
Census Tract	300

Owner

776 Territorial Rd is owned by a company that acquired it in February 2019.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1203 SENECA RD, BENTON HARBOR, MI 49022-5642
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Warranty Deed, Transfer
Aug 30, 2017	Warranty Deed, Transfer · Line of Credit EDGEWATER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Prior Sale	Jan 22, 2016 · Amount on File
Deed Book / Page	3181 / 3000
Last Transfer Date	Feb 21, 2019
Transfer Doc	03230/0290
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 25, 2019
Property Address	776 TERRITORIAL RD, BENTON HARBOR, MI 49022-3261
Document Number	03230/0290
Book / Page	3230 / 0290
Instrument Date	Feb 21, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 SENECA RD, BENTON HARBOR, MI 49022-5642

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 30, 2017
Property Address	776 TERRITORIAL RD, BENTON HARBOR, MI 49022-3261
Document Number	03181/3000
Book / Page	3181 / 3000
Map Reference	LB2 PG92
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 SENECA RD, BENTON HARBOR, MI 49022-5642

Mortgage

Document Number	03181/3001
Date	Aug 30, 2017
Book Page	3181/3001

Lender

Name	EDGEWATER BANK
Type	Bank
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 776 Territorial Rd was $1,150, up 11.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,500 (+3.29%)	$69,000 (+3.29%)
2025	$1,150.00 (+11.43%)	$33,400	$66,800
2024	$1,032.00
2023		$21,100	$42,200
2022	$1,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 776 Territorial Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 776 Territorial Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Territorial Rd

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