776 Shoals Rd, Pinnacle, NC 27043 Property Records

Surry County property record for 776 Shoals Rd, Pinnacle, NC 27043

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,350 sqft · built 1962
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Dec 2020)
Tax Bill	$975 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5955-00-82-3218`

Property Details

APN / Parcel Number

Primary APN	`5955-00-82-3218`
Alternative APN	`100118406`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100118406
Street Address	776 SHOALS RD
City	PINNACLE
State	NC
Zip	27043-9116
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	260 SHOALS RD
Legal Subdivision	PILOT A - RESIDENTIAL
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3018
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	776 SHOALS RD, PINNACLE, NC 27043-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage STATE EMPLOYEES CREDIT UNION
Dec 1, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage UWHARRIE BANK
Aug 20, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	2020678716
Deed Book / Page	1737 / 770
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	776 SHOALS RD, PINNACLE, NC 27043-9116
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001891/173
Date	Apr 26, 2024
Book Page	1891/173
Instrument	714943

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 1, 2020
Property Address	776 SHOALS RD, PINNACLE, NC 27043-9116
Document Number	1737/770
Book / Page	1737 / 770
Instrument Date	Dec 1, 2020
Instrument	678716
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 FAITH RD, SALISBURY, NC 28146-7359

Mortgage

Document Number	001737/773
Date	Dec 1, 2020
Book Page	1737/773
Instrument	678717

Lender

Name	UWHARRIE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Aug 20, 2020
Property Address	776 SHOALS RD, PINNACLE, NC 27043-9116
Document Number	1722/556
Book / Page	1722 / 556
Instrument Date	Aug 7, 2020
Instrument	675424
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 PARK DR, MOUNT AIRY, NC 27030-8580

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$975.00 (+6.32%)	$128,710 (-18.43%) Land $19,500 Building $109,210	$128,710 (-18.43%) Land $19,500 Building $109,210
2025	$917.00 (+29.15%)	$157,790 (+22.59%) Land $24,000 Building $133,790	$157,790 (+22.59%) Land $24,000 Building $133,790
2023	$710.00	$128,710 Land $19,500 Building $109,210	$128,710 Land $19,500 Building $109,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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