776 Saddle Dr, Oakley, UT 84055 Property Records

Summit County property record for 776 Saddle Dr, Oakley, UT 84055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,256 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NBF-31`

Property Details

APN / Parcel Number

Primary APN	`NBF-31`
Alternative APN	`0390389`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Living Area
Basement Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	0390389
Street Address	776 SADDLE DR
City	OAKLEY
State	UT
Zip	84055-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 NORTH BENCH FARMS SUBDIVISION; ACCORDING TO THE OFFICIAL PLAT ON FILE IN THE SUMMIT COUNTY RECORDERS OFFICE CONT 0.13
Legal Subdivision	NORTH BENCH FARMS SUBDIVISION
Legal Lot Number	31
Jurisdiction	SUMMIT UT
Township / Civil Division	KAMAS
Census Block Group	2
Census Block	2022
Census Tract	964202

Owner

776 Saddle Dr is owned and occupied by an individual who acquired it in June 2019.

Source: Summit County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	776 SADDLE DR, OAKLEY, UT 84055-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Jun 18, 2019	Warranty Deed, Transfer METRO NATIONAL TITLE, METRO NAT'L TITLE
Jun 18, 2019	Correction Deed, Transfer METRO NATIONAL TITLE, METRO NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019
Deed Sale	Jun 18, 2019
Prior Sale	Jun 18, 2019
Deed Document Number	01112800
Deed Book / Page	2513 / 1287
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	776 SADDLE DR, OAKLEY, UT 84055-2109
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002806/938
Date	Jan 16, 2024
Book Page	2806/938
Instrument	1214589

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 15, 2049

Interest

Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Jun 18, 2019
Property Address	776 SADDLE DR, OAKLEY, UT 84055-2109
Document Number	0001112799
Book / Page	002513 / 001286
Instrument Date	Jun 17, 2019
Instrument	1112799
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	METRO NATIONAL TITLE, METRO NAT'L TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 736 PARK CITY UT 840600736, PARK CITY, UT 84060-0736

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SUMMIT UT
Recording Date	Jun 18, 2019
Property Address	776 SADDLE DR, OAKLEY, UT 84055-2109
Document Number	0001112800
Book / Page	002513 / 001287
Instrument Date	Jun 13, 2019
Instrument	1112800
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	METRO NATIONAL TITLE, METRO NAT'L TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 736 PARK CITY UT 840600736, PARK CITY, UT 84060-0736

Tax Assessment & Valuation

The 2025 property tax bill for 776 Saddle Dr was $1,956.

Source: Summit County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Summit County
Municipality	Oakley City
Unified School District	South Summit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,956.00	$325,691 (-1.24%) Land $137,500 Building $188,191	$592,166 (-1.24%) Land $250,000 Building $342,166
2024	$1,956.00 (+0.31%)	$329,783 (-) Land $137,500 Building $192,283	$599,605 (-) Land $250,000 Building $349,605
2023	$1,950.00 (+16.7%)	$329,783 (+30.2%) Land $137,500 Building $192,283	$599,605 (+30.2%) Land $250,000 Building $349,605
2022	$1,671.00	$253,282 Land $110,000 Building $143,282	$460,513 Land $200,000 Building $260,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 776 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 776 Saddle Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLEY TOWN WATER SYSTEM serves 1,800 people · EPA ID UTAH22010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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