FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Notice of Trustee Sale
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
776 PELICAN WAY, EL CAJON, CA 92020-7347
Investor
Possibly a Property Investor
Mortgage
Document Number
0000125526
Date
May 12, 2023
Instrument
2023-0125526
Lender
Name
GENEVA FINANCIAL LLC
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2053
December 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
776 PELICAN WAY, EL CAJON, CA 92020-7347
Document Number
0000042805
Instrument Date
Dec 28, 2018
Transaction Type
Mortgage
Record Updated
Feb 15, 2019
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
776 PELICAN WAY EL CAJON CA 920207347, EL CAJON, CA 92020-7347
Mortgage
Document Number
0000042805
Date
Feb 6, 2019
Instrument
42805
Lender
Name
TESTA & ASSOCIATES LLP
Address
570 RANCHEROS DR # 250, SAN MARCOS, CA 92069-2964
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 776 Pelican Way was $10,304, up 0.2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
El Cajon City
Elementary School District
Cajon Valley Union Elementary School District (KG - 08)
Secondary School District
Grossmont Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$838,351 (+2%)Land $351,564Building $486,787
2025
$10,304.00 (+0.16%)
$821,914Land $344,671Building $477,243
2024
$10,288.00 (+79.42%)
2023
$5,734.00 (+2.59%)
$431,532Land $180,964Building $250,568
2022
$5,589.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 776 Pelican Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
1 (2010)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 776 Pelican Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source
Surface water
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable
2,000 / 100
T-Mobile Fixed Wireless
100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
May also be available: GeoLinks, Verizon, Wyyerd Connect.