Union County and Westfield Town property record for 776 Norgate, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,758 sqft · built 1959 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $732,000 (Mar 2012) |
| Tax Bill | $20,635 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04401-0000-00025 |
| Primary APN | 20-04401-0000-00025 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,758 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 20,299 sqft (0.466 acres) |
| Lot Dimensions | 203 ft deep x 100 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 2000762000000056 |
|---|---|
| Street Address | 776 NORGATE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | STONEHENGE SEC 07 |
| Legal Block | 4401 |
| Legal Lot Number | 25 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 36800 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 776 NORGATE, WESTFIELD, NJ 07090-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 24, 2019 | Deed of Trust, Mortgage · ARM MOUNTAIN MORTGAGE CORP |
| Jul 14, 2017 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2012 · Amount on Record |
| Deed Sale | Mar 2, 2012 · Amount on Record |
| Deed Book / Page | 5896 / 973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 12, 2026 |
| Property Address | 776 NORGATE, WESTFIELD, NJ 07090-3427 |
| Document Number | 0000092376 |
| Book / Page | 15799 / 2802 |
| Instrument Date | May 4, 2026 |
| Instrument | 202692376 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 776 NORGATE, WESTFIELD, NJ 07090-3427 |
| Document Number | 0000092376, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 15799/2802 |
| Instrument | 202692376 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 7, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 776 NORGATE, WESTFIELD, NJ 07090-3427 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 776 NORGATE, WESTFIELD, NJ 07090-3427 |
| Document Number | 0154012372 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 15401/2372 |
| Instrument | 55402 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 776 NORGATE, WESTFIELD, NJ 07090-3427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145670638 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 14567/0638 |
| Instrument | 674282 |
| Name | MOUNTAIN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | UNION, NJ 07083 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 776 NORGATE, WESTFIELD, NJ 07090-3427 |
| Document Number | 0143050885 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 776 NORGATE WESTFIELD NJ 070903427, WESTFIELD, NJ 07090-3427 |
| Document Number | 0143050885 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 014305/000885 |
| Instrument | 643593 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | WOBURN, MA 01801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 776 NORGATE, WESTFIELD, NJ 07090-3427 |
| Document Number | 0143050874 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 776 NORGATE WESTFIELD NJ 070903427, WESTFIELD, NJ 07090-3427 |
| Document Number | 0143050874 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 014305/000874 |
| Instrument | 643592 |
| Name | EQUITY PRIME MTG |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900,300 (-) Land $587,200 Building $313,100 | $900,300 (-) Land $587,200 Building $313,100 | |
| 2025 | $20,635.00 (+2.99%) | $900,300 (+1.19%) Land $587,200 Building $313,100 | $900,300 (+1.19%) Land $587,200 Building $313,100 |
| 2024 | $20,036.00 (+4.26%) | ||
| 2023 | $889,700 Land $587,200 Building $302,500 | $889,700 Land $587,200 Building $302,500 | |
| 2022 | $19,217.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (1979–2025) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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