776 Margo Ln, Memphis, TN 38122 Property Records

Shelby County property record for 776 Margo Ln, Memphis, TN 38122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,531 sqft · built 1957
Lot Size	0.476 acres (20,717 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2026)
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-4004-0-0021`

Property Details

APN / Parcel Number

Primary APN	`05-4004-0-0021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
Gross Area	1,762 sqft
1st Floor Area	1,531 sqft
Utility Area	50 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,717 sqft (0.476 acres)
Lot Dimensions	140 ft deep x 33 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	204 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	776 MARGO LN
City	MEMPHIS
State	TN
Zip	38122-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	DATTELS MARGO LANE
Legal Lot Number	PT3
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	3
Census Block	3010
Census Tract	8700

Owner

776 Margo Ln is owned and occupied by an individual who bought it in August 2026.

Source: Shelby County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	776 MARGO LN, MEMPHIS, TN 38122-2521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Sep 7, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 26, 2020	Warranty Deed, Transfer · FHA Mortgage BRIGHTON BK ISAOA/ATIMA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202668142
Prior Transfer Date	Jul 30, 2003
Prior Transfer Doc	0000197768
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 10, 2026
Property Address	776 MARGO LN, MEMPHIS, TN 38122-2521
Document Number	0000068142
Instrument Date	Aug 6, 2026
Instrument	202668142
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CLOSETRAK LLC, CLOSETRAK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,082.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 MARGO LN, MEMPHIS, TN 38122-2521

Mortgage

Document Number	0000068143,
Date	Aug 10, 2026
Instrument	202668143

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 7, 2022
Property Address	776 MARGO LN, MEMPHIS, TN 38122-2521
Document Number	0022099583
Map Reference	MB 21 PG 29
Instrument Date	Aug 23, 2022
Instrument	22099583
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$782.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 MARGO LN, MEMPHIS, TN 38122-2521

Mortgage

Document Number	0022099584
Date	Sep 7, 2022
Instrument	22099584

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 26, 2020
Property Address	776 MARGO LN, MEMPHIS, TN 38122-2521
Document Number	0020117345
Instrument Date	Oct 20, 2020
Instrument	20117345
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	DELTA TITLE AGENCY INC, DELTA TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	776 MARGO LN MEMPHIS TN 381222521, MEMPHIS, TN 38122-2521

Mortgage

Document Number	20117346
Date	Oct 26, 2020
Instrument	20117346

Lender

Name	BRIGHTON BK ISAOA/ATIMA
Address	BRIGHTON, TN 38011

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 776 Margo Ln was $1,477.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,477.00	$54,925 Land $6,750 Building $48,175	$219,700 Land $27,000 Building $192,700
2023		$33,025 Land $7,125 Building $25,900
2022	$2,011.00
2021			$132,100 Land $28,500 Building $103,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 776 Margo Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 776 Margo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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