776 Manchester Dr, Saugatuck, MI 49453 Property Records

Allegan County property record for 776 Manchester Dr, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 1990
Lot Size	0.382 acres (16,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,500 (Jul 2020)
Tax Bill	$8,764 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`57-410-013-10`

Property Details

APN / Parcel Number

Primary APN	`57-410-013-10`
Alternative APN	`03-57-410-013-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Basement Area	1,470 sqft
Unfinished Basement	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Lot Area	16,640 sqft (0.382 acres)
Lot Dimensions	143 ft deep x 116 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	776 MANCHESTER DR
City	SAUGATUCK
State	MI
Zip	49453-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P W R-1
Legal Description	COM AT SE COR OF LOT 13 TH N 116' TH N 75 DEG 52' 30 W 163.90' TH S 32' TH S 33 DEG 39' E 157.16' TO N LIN OF MANCHESTER LANE TH ON A CUR TO RIGHT WITH A RAD OF 116' TO FAR END OF A CHORD THAT BEARS N 80 DEG 12'20 E 39.80' TH E 32.80' TO POB REPLAT O
Legal Range	16W
Legal Township	03N
Legal Section	08
Legal Lot Number	6-13
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1010
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	776 MANCHESTER DR, SAUGATUCK, MI 49453-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 20, 2020	Intrafamily Transfer, Transfer CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Apr 28, 2010 · Amount on Record
Deed Book / Page	4485 / 617
Prior Transfer Date	Apr 1, 2010
Prior Transfer Doc	3409/122
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 20, 2020
Property Address	776 MANCHESTER DR, SAUGATUCK, MI 49453-9752
Document Number	004485/617
Book / Page	4485 / 617
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,177.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	776 MANCHESTER DR, 776, SAUGATUCK, MI 49453-9752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 W VICTORIA ST APT 2E, 2E, CHICAGO, IL 60660-5750

Mortgage

Document Number	0004485622
Date	Jul 20, 2020
Instrument	4485/622

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jul 20, 2020
Property Address	776 MANCHESTER DR, SAUGATUCK, MI 49453-9752
Document Number	4485/640
Book / Page	4485 / 640
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	776 MANCHESTER DR, SAUGATUCK, MI 49453-9752

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,600 (+4.47%) Land $80,900 Building $208,700	$579,200 (+4.47%) Land $161,800 Building $417,400
2025	$8,764.00 (+3.25%) Homeowner's exemption	$277,200 (+21.63%) Land $79,800 Building $197,400	$554,400 (+21.63%) Land $159,600 Building $394,800
2024	$8,488.00
2023		$227,900 Land $64,600 Building $163,300	$455,800 Land $129,200 Building $326,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Manchester Dr

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