776 Grey Smoke Loop, Cataula, GA 31804 Property Records

Harris County property record for 776 Grey Smoke Loop, Cataula, GA 31804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,244 sqft · built 1975
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2026)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`048B039`

Property Details

APN / Parcel Number

Primary APN	`048B039`
Alternative APN	`6764`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,244 sqft Heated Area
1st Floor Area	2,244 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	94,961 sqft (2.18 acres)
Terrain	Rolling
Garage Area	412 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	252 sqft
Patio Area	392 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	6764
Street Address	776 GREY SMOKE LOOP
City	CATAULA
State	GA
Zip	31804-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 103 SMOKERISE
Legal Subdivision	SMOKERISE
Legal Lot Number	103
Jurisdiction	HARRIS GA
Township / Civil Division	WAVERLY HALL
Census Block Group	2
Census Block	2014
Census Tract	120401

Owner

Source: Harris County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	776 GREY SMOKE LOOP, CATAULA, GA 31804-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Limited Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jul 16, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Book / Page	2474 / 69
Record Updated	Oct 29, 2026

August 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	Aug 20, 2026
Property Address	776 GREY SMOKE LOOP, CATAULA, GA 31804-2206
Document Number	2474000069
Book / Page	2474 / 69
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Sep 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 GREY SMOKE LOOP, CATAULA, GA 31804-2206

Mortgage

Document Number	2474000071,
Date	Aug 20, 2026
Book Page	2474/71

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS GA
Property Address	776 GREY SMOKE LOOP, CATAULA, GA 31804-2206
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 GREY SMOKE LOOP, CATAULA, GA 31804-2206

Mortgage

Document Number	0000002263/0000000076
Date	Jul 16, 2024
Book Page	0000002263/0000000076

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Harris County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Harris County
Unified School District	Harris County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00 (+7.39%) Homeowner's exemption	$102,333 (+13.98%) Land $14,000 Building $88,333	$255,833 (+13.98%) Land $35,000 Building $220,833
2023	$2,437.00 (-1.77%) Homeowner's exemption	$89,780 Land $14,000 Building $75,780	$224,449 Land $35,000 Building $189,449
2022	$2,481.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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