776 Gateway Ct, Atwater, CA 95301 Property Records

Merced County property record for 776 Gateway Ct, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1986
Lot Size	0.191 acres (8,315 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2018)
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-170-043-000`

Property Details

APN / Parcel Number

Primary APN	`004-170-043-000`
Alternative APN	`004-170-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,315 sqft (0.191 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	155 sqft
Patio Area	575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-170-043
Street Address	776 GATEWAY CT
City	ATWATER
State	CA
Zip	95301-4561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	WILDWOOD EST #3 LOT 15
Legal Subdivision	WILDWOOD ESTATE
Legal Lot Number	15
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2004
Census Tract	802

Owner

776 Gateway Ct is owned by an individual who bought it in September 2018.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	375 CLIPPER DR, ATWATER, CA 95301-4745
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage NATIONSTAR MORTGAGE LLC
Apr 11, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 21, 2020	Loan Modification, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY
Sep 14, 2018	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 14, 2018	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Prior Sale	Apr 8, 2010 · Amount on File
Deed Document Number	201828565
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	0000028564
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	776 GATEWAY CT, ATWATER, CA 95301-4561
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 GATEWAY CT, ATWATER, CA 95301-4561

Mortgage

Document Number	0000029997
Date	Oct 28, 2025
Instrument	2025029997

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	295 Months
Due	May 1, 2050

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	776 GATEWAY CT, ATWATER, CA 95301-4561
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 GATEWAY CT, ATWATER, CA 95301-4561

Mortgage

Document Number	0000008094
Date	Apr 11, 2024
Instrument	2024008094

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	May 1, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Property Address	776 GATEWAY CT, ATWATER, CA 95301-4561
Document Number	0000018165
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 GATEWAY CT ATWATER CA 953014561, ATWATER, CA 95301-4561

Mortgage

Document Number	0000018165
Date	Jun 5, 2020
Instrument	18165

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Interest

Rate	3.87%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 14, 2018
Property Address	776 GATEWAY CT, ATWATER, CA 95301-4561
Document Number	0000028565
Map Reference	MB 29 PG 39&40
Instrument Date	Aug 8, 2018
Instrument	2018028565
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 GATEWAY CT, ATWATER, CA 95301-4561

Mortgage

Document Number	0000028566
Date	Sep 14, 2018
Instrument	2018028566

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Sep 14, 2018
Property Address	776 GATEWAY CT, ATWATER, CA 95301-4561
Document Number	0000028564
Instrument Date	Aug 2, 2018
Instrument	28564
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	776 GATEWAY CT ATWATER CA 953014561, ATWATER, CA 95301-4561

Tax Assessment & Valuation

The 2025 property tax bill for 776 Gateway Ct was $3,210, up 2.4% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,830 (+2%) Land $62,578 Building $233,252
2025	$3,210.00 (+2.43%)	$290,030 Land $61,351 Building $228,679
2024	$3,134.00 (+2.62%)
2023	$3,054.00 (+1.06%)	$278,770 Land $58,970 Building $219,800
2022	$3,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 776 Gateway Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 776 Gateway Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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