Muskegon County property record for 7755 Spaulding Rd, Ravenna, MI 49451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,188 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,552 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Nov 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-16-011-400-0004-30 |
| Primary APN | 61-16-011-400-0004-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,984 sqft |
| Parking Spaces | 7 Parking Spaces |
| Street Address | 7755 SPAULDING RD |
|---|---|
| City | RAVENNA |
| State | MI |
| Zip | 49451-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R RUR |
| Legal Description | SULLIVAN TOWNSHIP SEC 11 T9N R15W SE 1/4 OF THE E 1/2 OF THE SW 1/4 OF THE SE 1/4 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | SULLIVAN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2900 |
7755 Spaulding Rd is owned and occupied by two individuals.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Nov 3, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Mar 6, 2019 | Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Dec 17, 2019 | Loan Modification, Mortgage INDEPENDENT BK |
| Oct 26, 2018 | Warranty Deed, Transfer · Conventional with PMI INDEPENDENT BK |
| Oct 8, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Document Number | 004338/902 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 4338/902 |
| Instrument | 5804489 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Document Number | 004314/324 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 4314/324 |
| Instrument | 5779933 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4250/342 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 4250/342 |
| Instrument | 5716015 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005645988 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 4180/246 |
| Instrument | 5645988 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.99% |
| Index | 1-Year LIBOR |
| Max Rate | 8.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005687932 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 4222/232 |
| Instrument | 5687932 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Document Number | 0005673757 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7755 SPAULDING RD RAVENNA MI 494519301, RAVENNA, MI 49451-9301 |
| Document Number | 0005673757 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 004208/000043 |
| Instrument | 5673757 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Oct 26, 2018 |
| Property Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Document Number | 0005636394 |
| Book / Page | 004170 / 000644 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 5636394 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3719 HAYMEADOW AVE RAVENNA MI 494519484, RAVENNA, MI 49451-9484 |
| Document Number | 5636395 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 004170/000645 |
| Instrument | 5636395 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Oct 8, 2018 |
| Property Address | 7755 SPAULDING RD, RAVENNA, MI 49451-9301 |
| Document Number | 0005634855 |
| Book / Page | 004169 / 000104 |
| Instrument Date | Mar 16, 2007 |
| Instrument | 5634855 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $43.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7775 SPAULDING RD RAVENNA MI 494519301, RAVENNA, MI 49451-9301 |
The 2025 property tax bill for 7755 Spaulding Rd was $4,552 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Sullivan Township |
| Unified School District | Ravenna Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,600 (+4.98%) | $455,200 (+4.98%) | |
| 2025 | $4,552.00 Homeowner's exemption | $216,800 | $433,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7755 Spaulding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7755 Spaulding Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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