7754 Emerald Cir, Apt 104, Naples, FL 34109 Property Records

Collier County property record for 7754 Emerald Cir, Apt 104, Naples, FL 34109

Property Summary

Property Type	Condominium
Details	1,199 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2024)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`696100 T 1044A02`

Property Details

APN / Parcel Number

Primary APN	`696100 T 1044A02`
Alternative APNs	`80430004887154528T1044` `80430004887`

Interior

Units	9 Units
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	7754 EMERALD CIR, 104
City	NAPLES
State	FL
Zip	34109-0706
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAGES AT EMERALD LAKES THREE, THE A CONDOMINIUM T-104
Legal Range	25
Legal Township	49
Legal Section	2
Legal Subdivision	VILLAGES AT EMERALD LAKES THREE, THE A C
Legal Tract	696100
Legal Block	1
Legal Lot Number	104
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10217

Owner

7754 Emerald Cir, Apt 104 is owned by two individuals who bought it in March 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	455 CENTRAL PARK W, 2D, NEW YORK, NY 10025-3848
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024 · Amount on File
Deed Sale	Mar 19, 2024 · Amount on File
Prior Sale	Oct 11, 2022 · Amount on File
Deed Document Number	20246520831
Deed Book / Page	6340 / 548
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 19, 2024
Property Address	7754 EMERALD CIR APT 104, 104, NAPLES, FL 34109-0706
Document Number	0063400548
Book / Page	6340 / 548
Map Reference	MB 1700 PG 1967
Instrument Date	Mar 15, 2024
Instrument	6520831
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 111182, NAPLES, FL 34108-0120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 CENTRAL PARK W # 2D, 2D, NEW YORK, NY 10025-3848

Mortgage

Document Number	0006340551
Date	Mar 19, 2024
Instrument	6340/551

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 11, 2022
Property Address	7754 EMERALD CIR APT 104, 104, NAPLES, FL 34109-0706
Document Number	0061793896
Book / Page	6179 / 3896
Map Reference	MB 1700 PG 1967
Instrument Date	Sep 16, 2022
Instrument	6316247
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	NOT AVAILABLE, WASHINGTON TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7754 EMERALD CIR APT 104, 7754, NAPLES, FL 34109-0706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0061793898
Date	Oct 11, 2022
Instrument	6179/3898

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7754 Emerald Cir, Apt 104 was $3,064.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,780 (-10.41%) Building $288,780	$288,780 (-10.41%) Building $288,780
2025	$3,064.00	$322,352 Building $322,352	$322,352 Building $322,352
2023	$3,374.00 (+604.38%)	$343,934 (+203.29%) Building $343,934	$343,934 (+18.35%) Building $343,934
2022	$479.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$113,401	$290,611 Building $290,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7754 Emerald Cir, Apt 104 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7754 Emerald Cir, Apt 104 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications.

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