77503 Purull Kowitz Rd, Willow River, MN 55795 Property Records

Pine County property record for 77503 Purull Kowitz Rd, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,536 sqft · built 1995
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Feb 2026)
Tax Bill	$938 (2025)
Deeds & Mortgages	Dec 2010 Reverse Mortgage Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22.0184.000`

Property Details

APN / Parcel Number

Primary APN	`22.0184.000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	3,216 sqft
Basement Area	1,536 sqft
Finished Basement	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	1,392 sqft
Deck Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	77503 PURULL KOWITZ RD
City	WILLOW RIVER
State	MN
Zip	55795-3162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-044 RANGE-019 10.00 AC NORTH 660 FT OF EAST 660 FT OF SOUTHEAST 1/4 OF SOUTHEAST 1/4 MICRO #338039,538878,551517,
Legal Range	019
Legal Township	044
Legal Section	15
Jurisdiction	PINE MN
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1140
Census Tract	950100

Owner

77503 Purull Kowitz Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Pine County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2010	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHWOODS CU
Jul 25, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 13, 2021	Warranty Deed, Transfer @TITLE HINCKLEY
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Feb 10, 2020	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on File
Deed Sale	Feb 3, 2026 · Amount on File
Prior Sale	Jul 25, 2022 · Amount on File
Deed Document Number	2026592347
Record Updated	Sep 20, 2026

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000492002
Date	Dec 15, 2010
Instrument	492002

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	889 Months
Due	Jan 7, 2085

Interest

Rate Type	Fixed Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Feb 3, 2026
Property Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162
Document Number	000A592347
Instrument Date	Dec 18, 2025
Instrument	A592347
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BOLD TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162

Mortgage

Document Number	000A592348
Date	Feb 3, 2026
Instrument	A592348

Lender

Name	NORTHWOODS CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 18, 2055

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Dec 18, 2030
Change Frequency	Annually
Min Rate At Change	8%
Max Rate At Change	10%
Index	Prime Rate
Margin	1
Max Rate	14%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Jul 25, 2022
Property Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162
Document Number	0000571098
Instrument Date	Jul 20, 2022
Instrument	571098
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITLE INC, TITLE HINCKLEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162

Mortgage

Document Number	0000571099
Date	Jul 25, 2022
Instrument	571099

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	May 13, 2021
Property Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162
Document Number	0000561417
Instrument Date	May 7, 2021
Instrument	561417
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	@TITLE HINCKLEY

Transaction

Amount	Amount on Record
Tax	$255.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Jul 7, 2020
Property Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162
Document Number	0000554069
Instrument Date	Jul 2, 2020
Instrument	554069
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162

Mortgage

Document Number	0000554070
Date	Jul 7, 2020
Instrument	554070

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINE MN
Recording Date	Feb 10, 2020
Property Address	77503 PURULL KOWITZ RD, WILLOW RIVER, MN 55795-3162
Document Number	0000551517
Instrument Date	Jan 31, 2020
Instrument	551517
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$329.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17000 PEGGY LN, GRASSTON, MN 55030-3100
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 77503 Purull Kowitz Rd was $938.

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Norman Township
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,800 Land $87,600 Building $346,200	$433,800 Land $87,600 Building $346,200
2025	$938.00
2023	$1,578.00	$412,000 Land $54,600 Building $357,400	$412,000 Land $54,600 Building $357,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77503 Purull Kowitz Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77503 Purull Kowitz Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Purull Kowitz Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures