775 Vale Rd, Troy, TN 38260 Property Records

Obion County property record for 775 Vale Rd, Troy, TN 38260

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,056 sqft · built 1985
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$73,500 (Mar 2022)
Tax Bill	$248 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066081 01611`

Property Details

APN / Parcel Number

Primary APN	`066081 01611`
Alternative APN	`081 01611`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	775 VALE RD
City	TROY
State	TN
Zip	38260-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 6
Jurisdiction	OBION TN
Township / Civil Division	6
Census Block Group	3
Census Block	3004
Census Tract	965400

Owner

Source: Obion County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	775 VALE RD, TROY, TN 38260-4213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Dec 8, 2020 · Amount on File
Deed Document Number	202272664
Deed Book / Page	317 / 308
Transfer Doc	0022000160
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Mar 25, 2022
Property Address	775 VALE RD, TROY, TN 38260-4213
Document Number	000317/308
Book / Page	317 / 308
Instrument Date	Mar 23, 2022
Instrument	72664
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 VALE RD, TROY, TN 38260-4213

Mortgage

Document Number	0000072665
Date	Mar 25, 2022
Instrument	72665

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Dec 8, 2020
Property Address	775 VALE RD, TROY, TN 38260-4213
Document Number	000269/553
Book / Page	269 / 553
Instrument Date	Dec 4, 2020
Instrument	64987
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 VALE RD, TROY, TN 38260-4213

Mortgage

Document Number	0000064988
Date	Dec 8, 2020
Instrument	64988

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$248.00 (+5.53%)	$17,975 (-) Land $1,725 Building $16,250
2023		$17,975 (+45.84%) Land $1,725 Building $16,250	$71,900 (+45.84%) Land $6,900 Building $65,000
2022		$12,325 Land $825 Building $11,500	$49,300 Land $3,300 Building $46,000
2018	$235.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBION WATER DEPT serves 1,615 people · EPA ID TN0000524
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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