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775 Thoreau Dr, Elgin, IL 60120 Property Records

Cook County property record for 775 Thoreau Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,924 sqft · built 1989
Lot Size0.172 acres (7,475 sqft)
OwnerIndividual Name on Record
Last Sale$221,000 (Jul 2018)
Tax Bill$6,817 (2023)
Deeds & MortgagesOct 2019 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-20-303-005

Property Details

APN / Parcel Number

Primary APN06-20-303-005
Alternative APN
  • 06-20-303-005-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,924 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,475 sqft (0.172 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address775 THOREAU DR
CityELGIN
StateIL
Zip60120-8182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SUMMERHILL) (UNIT1) A SUB OF PT OF SEC 20-41-09
Legal Range09E
Legal Township41N
Legal Section20
Legal SubdivisionSUMMERHILL UNIT1
Legal Lot Number33
Legal Unit1
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2018
Census Tract804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address775 THOREAU DR, ELGIN, IL 60120-8182
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK
Jul 25, 2018Warranty Deed, Transfer · Conventional Mortgage
PERL MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Prior SaleMay 21, 2015 · Amount on Record
Deed Document Number201822057
Prior Transfer DateMay 10, 2016
Prior Transfer Doc0000004035
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address775 THOREAU DR, ELGIN, IL 60120-8182
Document Number1931225035
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address775 THOREAU DR ELGIN IL 601208182, ELGIN, IL 60120-8182

Mortgage

Document Number1931225035
DateNov 8, 2019
Instrument31225035
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 7, 2039

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 25, 2018
Property Address775 THOREAU DR, ELGIN, IL 60120-8182
Document Number1820622057
Instrument DateJun 29, 2018
Instrument20622057
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$221.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address775 THOREAU DR ELGIN IL 601208182, ELGIN, IL 60120-8182

Mortgage

Document Number1820622058
DateJul 25, 2018
Instrument20622058
Lender
NamePERL MTG
TypeMortgage Company
AddressCHICAGO, IL 60618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 24, 2038
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,001 (+29.64%) Land $5,233 Building $29,768$350,010 (+29.64%) Land $52,330 Building $297,680
2023$6,817.00 (+3.37%)
2022$6,595.00 Homeowner's exemption$26,999 Land $4,858 Building $22,141$269,990 Land $48,580 Building $221,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20

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