Avery County property record for 775 Rock Spring Cir, Sugar Mountain, NC 28604
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 3 ba · 2,345 sqft · built 1996 |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Mar 2016) |
| Tax Bill | $2,683 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36488 |
| Primary APN | 36488 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,345 sqft Heated Area |
| Basement Area | 1,152 sqft |
| Finished Basement | 672 sqft |
| Unfinished Basement | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 230 sqft |
| Deck Area | 1,517 sqft |
| Patio Area | 1,517 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 36488 |
|---|---|
| Street Address | 775 ROCK SPRING CIR |
| City | SUGAR MOUNTAIN |
| State | NC |
| Zip | 28604-9494 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R2 |
| Legal Description | SM GR FOREST I LOT 99 PLAT 3-100 |
| Legal Subdivision | SM GR FOREST I |
| Legal Lot Number | 99 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 930200 |
775 Rock Spring Cir, a residential property, is owned and occupied by two individuals who bought it in March 2016.
Source: Avery County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 775 ROCK SPRING CIR, SUGAR MOUNTAIN, NC 28604-9494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2016 · Amount on File |
| Deed Sale | Mar 22, 2016 · Amount on File |
| Prior Sale | Mar 8, 2016 |
| Deed Document Number | 0004981577 |
| Deed Book / Page | 498 / 1577 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 775 Rock Spring Cir was $2,683.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Sugar Mountain Village |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,683.00 | $394,700 Land $37,500 Building $357,200 | $394,700 Land $37,500 Building $357,200 |
| 2023 | $1,578.00 | $394,700 (-) Land $37,500 Building $357,200 | $394,700 (-) Land $37,500 Building $357,200 |
| 2022 | $1,578.00 | $394,700 Land $37,500 Building $357,200 | $394,700 Land $37,500 Building $357,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 775 Rock Spring Cir in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 16 (1997–2024) |
| Claims Outside the SFHA | 13 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 775 Rock Spring Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUGAR MOUNTAIN UTILITY private · serves 3,226 people · EPA ID NC0106107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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