775 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 775 N Ridge Rd E, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,591 sqft · built 1950
Lot Size	0.269 acres (11,761 sqft)
Owner	Owner Name on File
Last Sale	$70,000 (Feb 2009)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	May 2017 Line of Credit Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-113-107-019`

Property Details

APN / Parcel Number

Primary APN	`03-00-113-107-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
1st Floor Area	1,047 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	147 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	544 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	775 N RIDGE RD E
City	LORAIN
State	OH
Zip	44055-3080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61-03-113B -080-00
Legal Subdivision	SHEFFIELD
Legal Tract	1
Legal Block	107
Legal Lot Number	113
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	2
Census Block	2013
Census Tract	24000

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	775 N RIDGE RD E, LORAIN, OH 44055-3080
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK
Dec 23, 2016	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 5, 2009 · Amount on Record
Deed Sale	Feb 5, 2009 · Amount on Record
Prior Sale	Oct 30, 2007 · Amount on Record
Deed Document Number	2009090422
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	775 N RIDGE RD E, LORAIN, OH 44055-3080
Document Number	0000633141
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 N RIDGE RD E LORAIN OH 440553080, LORAIN, OH 44055-3080

Mortgage

Document Number	0000633141
Date	Jun 15, 2017
Instrument	633141

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 14, 2042

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	775 N RIDGE RD E, LORAIN, OH 44055-3080
Document Number	0000613732
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 N RIDGE RD E LORAIN OH 440553080, LORAIN, OH 44055-3080

Mortgage

Document Number	0000613732
Date	Jan 3, 2017
Instrument	613732

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jan 2, 2039

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00	$47,210 (%) Land $3,210 Building $44,000	$134,890 (-) Land $9,180 Building $125,710
2024	$1,143.00 (-30.05%)	$47,212 (+19.81%) Land $3,213 Building $43,999	$134,890 (+19.81%) Land $9,180 Building $125,710
2023	$1,634.00 (-3.83%)	$39,407 (-0.01%) Land $9,426 Building $29,981	$112,590 (-) Land $26,930 Building $85,660
2022	$1,699.00	$39,410 Land $9,430 Building $29,980
2021			$112,590 Land $26,930 Building $85,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II, Uniti Group.

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