775 Main St, Cosby, MO 64436 Property Records

Andrew County property record for 775 Main St, Cosby, MO 64436

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,897 sqft · built 1905
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$75,600 (Oct 2018)
Tax Bill	$943 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00080.00`

Property Details

APN / Parcel Number

Primary APN	`07-00080.00`
Alternative APN	`18-1.2-02-4-07-03.000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,897 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	140 ft deep x 115 ft wide
Garage Type	Mixed
Garage Area	780 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	228 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	07-00080.00
Street Address	775 MAIN ST
City	COSBY
State	MO
Zip	64436-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-58-34 ADDITION TO EAST EXT S 140' OF LT 13 115' X 140'
Legal Range	34W
Legal Township	58N
Legal Section	02
Legal Lot Number	13
Jurisdiction	ANDREW MO
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4089
Census Tract	10100

Owner

Source: Andrew County records · APN 07-00080.00

Assessment roll updated December 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	775 MAIN ST, COSBY, MO 64436-9100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Book / Page	427 / 498
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDREW MO
Recording Date	Oct 15, 2018
Property Address	775 MAIN ST, COSBY, MO 64436-9100
Document Number	427/498
Book / Page	427 / 498
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Oct 08, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 MAIN ST, COSBY, MO 64436-9100

Mortgage

Document Number	427/499
Date	Oct 15, 2018
Book Page	427/499

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Andrew County records · Assessment roll updated December 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Andrew County
Municipality	Cosby Village
Unified School District	Savannah R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$943.00 (+0.11%)	$15,970 (+11.83%) Land $730 Building $15,240	$84,030 (+11.86%) Land $3,830 Building $80,200
2024	$942.00 (+6.56%)	$14,280 (-) Land $730 Building $13,550
2023	$884.00 (+4.37%)	$14,280 (+4.92%) Land $730 Building $13,550	$75,120 (+4.92%) Land $3,830 Building $71,290
2022	$847.00	$13,610 Land $730 Building $12,880
2021			$71,600 Land $3,830 Building $67,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Andrew County (29003C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 48 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
United Electric Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ANDREW COUNTY PWSD 2 serves 3,580 people
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.