Frederick County property record for 775 Lake Saint Clair Dr, Winchester, VA 22603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,892 sqft · built 1974 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jul 2002) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31A1-12 |
| Primary APN | 31A1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 5,772 sqft |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 1,812 sqft |
| Finished Basement | 1,812 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 493 sqft |
| Porch | Porch |
| Porch Area | 48 sqft |
| Deck Area | 736 sqft |
| Patio Area | 1,336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8005785 |
|---|---|
| Street Address | 775 LAKE SAINT CLAIR DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LAKE ST. CLAIR L12 1.00 ACRE |
| Legal Subdivision | 222 |
| Legal Lot Number | 12 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 50200 |
775 Lake Saint Clair Dr is owned and occupied by two individuals who bought it in July 2002.
Source: Frederick County records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 775 LAKE SAINT CLAIR DR, WINCHESTER, VA 22603-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2002 · Amount on File |
| Deed Sale | Jul 15, 2002 · Amount on File |
| Deed Document Number | 200220011687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 775 LAKE SAINT CLAIR DR, WINCHESTER, VA 22603-3030 |
| Document Number | 0000005420 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 775 LAKE SAINT CLAIR DR WINCHESTER VA 226033030, WINCHESTER, VA 22603-3030 |
| Document Number | 0000005420 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 5420 |
| Name | BANK OF CLARKE CNTY |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, VA 22611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $709,358 Land $158,000 Building $551,358 | $709,358 Land $158,000 Building $551,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 775 Lake Saint Clair Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 775 Lake Saint Clair Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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