775 Forest Grove Rd, Vilas, NC 28692 Property Records

Watauga County property record for 775 Forest Grove Rd, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,333 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1973-19-5594-000`

Property Details

APN / Parcel Number

Primary APN	`1973-19-5594-000`
Alternative APN	`1512587`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,333 sqft Living Area
1st Floor Area	1,724 sqft
Basement Area	1,724 sqft
Finished Basement	1,724 sqft
Unfinished Basement	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	513 sqft
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1512587
Street Address	775 FOREST GROVE RD
City	VILAS
State	NC
Zip	28692-9308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S R #1201
Legal Subdivision	THE JAMES SPENCER WARREN
Jurisdiction	WATAUGA NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1006
Census Tract	920200

Owner

775 Forest Grove Rd is owned and occupied by two individuals.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	775 FOREST GROVE RD, VILAS, NC 28692-9308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 22, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON CNTY BK
Jul 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	775 FOREST GROVE RD, VILAS, NC 28692-9308
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022180454
Date	Sep 7, 2021
Book Page	2218/454
Instrument	710906

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	775 FOREST GROVE RD, VILAS, NC 28692-9308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019530630
Date	Dec 22, 2017
Book Page	1953/0630
Instrument	664840

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	775 FOREST GROVE RD, VILAS, NC 28692-9308
Document Number	0019950358
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 FOREST GROVE RD VILAS NC 286929308, VILAS, NC 28692-9308

Mortgage

Document Number	0019950358
Date	Oct 3, 2018
Book Page	001995/000358
Instrument	672886

Lender

Name	JOHNSON CNTY BK
Type	Bank
Address	MOUNTAIN CITY, TN 37683

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 2, 2023

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 11, 2018
Property Address	775 FOREST GROVE RD, VILAS, NC 28692-9308
Document Number	0019810616
Book / Page	001981 / 000616
Instrument Date	Jul 11, 2018
Instrument	670315
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$86.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 FOREST GROVE RD VILAS NC 286929308, VILAS, NC 28692-9308

Tax Assessment & Valuation

The 2025 property tax bill for 775 Forest Grove Rd was $1,245.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,300 (-) Land $20,000 Building $287,300
2025	$1,245.00	$307,300 Land $20,000 Building $287,300
2024			$302,900 Land $20,000 Building $282,900
2023		$226,900 Land $20,000 Building $206,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 775 Forest Grove Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1989–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 775 Forest Grove Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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