775 E 8th St, Holland, MI 49423 Property Records

Ottawa County property record for 775 E 8th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 852 sqft · built 1941
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$251,500 (Mar 2026)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-27-179-020`

Property Details

APN / Parcel Number

Primary APN	`70-16-27-179-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	852 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	99 ft deep x 66 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	775 E 8TH ST
City	HOLLAND
State	MI
Zip	49423-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 14 HELDER'S SUP PLAT SEC 27 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	27
Legal Subdivision	HELDERS SUP PLAT
Legal Block	179
Legal Lot Number	14
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	1
Census Block	1010
Census Tract	25200

Owner

775 E 8th St is owned and occupied by two individuals who bought it in March 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	775 E 8TH ST, HOLLAND, MI 49423-3012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 4, 2007	Deed of Trust, Mortgage HOUSEHOLD FINANCE CORPORATION III
Mar 7, 2006	Deed of Trust, Mortgage · Line of Credit 123LOAN LLC
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jun 16, 2010	Warranty Deed, Transfer · FHA Mortgage FIRST PLACE BANK
Aug 26, 2005	Warranty Deed, Transfer · Conventional Mortgage BNC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Aug 12, 2019 · Amount on File
Deed Document Number	20267316
Prior Transfer Date	Feb 4, 2010
Prior Transfer Doc	0000006477
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	775 E 8TH ST, HOLLAND, MI 49423-3012
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 E 8TH ST, HOLLAND, MI 49423-3012

Mortgage

Document Number	20210063015
Date	Dec 27, 2021
Instrument	2021-0063015

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	775 E 8TH ST, HOLLAND, MI 49423-3012
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005552/545
Date	Dec 4, 2007
Book Page	5552/545

Lender

Name	HOUSEHOLD FINANCE CORPORATION III
Type	Funding / Finance Company
Address	HOLLAND, MI 49424

Agreement

Amount	Amount on Record
Term	299 Months
Due	Nov 26, 2032

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	775 E 8TH ST, HOLLAND, MI 49423-3012
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005119/489
Date	Mar 7, 2006
Book Page	5119/489

Lender

Name	123LOAN LLC
Type	Online Lender
Address	85 ENTERPRISE STE 200, ALISO VIEJO, CA 92656

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Feb 17, 2021

Interest

Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 19, 2026
Property Address	775 E 8TH ST, HOLLAND, MI 49423-3012
Document Number	20260007316
Map Reference	LB 12 PG 40
Instrument Date	Mar 18, 2026
Instrument	2026-0007316
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 E 8TH ST, HOLLAND, MI 49423-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	775 E 8TH ST, HOLLAND, MI 49423-3012

Mortgage

Document Number	20260007317
Date	Mar 19, 2026
Instrument	2026-0007317

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 12, 2019
Property Address	775 E 8TH ST, HOLLAND, MI 49423-3012
Document Number	20190027648
Map Reference	LB 12 PG 40
Instrument Date	Aug 2, 2019
Instrument	2019-0027648
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 E 8TH ST, 775, HOLLAND, MI 49423-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	775 E 8TH ST, HOLLAND, MI 49423-3012

Mortgage

Document Number	20190027649
Date	Aug 12, 2019
Instrument	2019-0027649

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

June 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 16, 2010
Property Address	775 E 8TH ST, HOLLAND, MI 49423-3012
Document Number	20100022104
Map Reference	LB12 PG40
Instrument Date	May 26, 2010
Instrument	2010-0022104
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 E 8TH ST, 775, HOLLAND, MI 49423-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 E 8TH ST, HOLLAND, MI 49423-3012

Mortgage

Document Number	20100022105
Date	Jun 16, 2010
Instrument	2010-0022105

Lender

Name	FIRST PLACE BANK
Type	Bank
Address	RAVENNA, OH 44266

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2040

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 26, 2005
Property Address	775 E 8TH ST, HOLLAND, MI 49423-3012
Document Number	4958/970
Book / Page	4958 / 970
Map Reference	LB12 PG40
Instrument Date	Aug 12, 2005
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 E 8TH ST, 775, HOLLAND, MI 49423-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 E 8TH ST, HOLLAND, MI 49423-3012

Mortgage

Document Number	4958971
Date	Aug 26, 2005
Instrument	4958/971

Lender

Name	BNC MORTGAGE INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.45%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

Mortgage

Document Number	004958/989
Date	Aug 26, 2005
Book Page	4958/989

Lender

Name	BNC MORTGAGE INC
Type	Subprime Lender
Address	PO BOX 19656, IRVINE, CA 92623

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 775 E 8th St was $2,717 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,300 (+10.56%)	$190,600 (+10.56%)
2025	$2,717.00 Homeowner's exemption	$86,200	$172,400
2023		$65,500	$131,000
2022	$2,285.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 775 E 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 775 E 8th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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