775 Day Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 775 Day Valley Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,541 sqft · built 1980
Lot Size	2 acres (87,381 sqft)
Owner	2 Company Names on Record
Last Sale	$864,000 (May 2000)
Tax Bill	$16,781 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-531-11`

Property Details

APN / Parcel Number

Primary APN	`105-531-11`
Alternative APNs	`105-531-11-000` `10518247000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	4,541 sqft Living Area
Gross Area	5,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	87,381 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	889 sqft
Parking Spaces	4 Parking Spaces
Deck Area	950 sqft
Patio Area	950 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	775 DAY VALLEY RD
City	APTOS
State	CA
Zip	95003-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	775 DAY VALLEY RD, APTOS, CA 95003-9726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2000 · Amount on Record
Deed Sale	May 15, 2000 · Amount on Record
Prior Sale	May 14, 1999 · Amount on Record
Deed Document Number	200023502
Last Transfer Date	Jun 29, 2004
Transfer Doc	0000049608
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	775 DAY VALLEY RD, APTOS, CA 95003-9726
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 DAY VALLEY RD, APTOS, CA 95003-9726

Mortgage

Document Number	0000020808
Date	Apr 12, 2021
Instrument	2021-0020808

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	775 DAY VALLEY RD, APTOS, CA 95003-9726
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 DAY VALLEY RD, APTOS, CA 95003-9726

Mortgage

Document Number	0000040753
Date	Oct 8, 2020
Instrument	2020-0040753

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	775 DAY VALLEY RD, APTOS, CA 95003-9726
Document Number	0000024795
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	775 DAY VALLEY RD APTOS CA 950039726, APTOS, CA 95003-9726

Mortgage

Document Number	0000024795
Date	Jul 28, 2017
Instrument	24795

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,472,106 (+2%) Land $705,482 Building $766,624
2025	$16,781.00 (+9.24%) Homeowner's exemption	$1,443,240 (+4.04%) Land $691,648 Building $751,592
2023	$15,361.00 (+1.8%) Homeowner's exemption	$1,387,198 Land $664,790 Building $722,408	$1,760,310
2022	$15,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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