775 Cook Point Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 775 Cook Point Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,526 sqft · built 2001
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Company Names on File
Last Sale	$560,000 (Apr 2020)
Tax Bill	$8,108 (2026)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-186332`

Property Details

APN / Parcel Number

Primary APN	`08-186332`
Alternative APNs	`8186332` `186332`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,526 sqft Total Area
Utility Area	437 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	86,249 sqft (1.98 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	434 sqft
Porch	Slab
Porch Area	320 sqft
Deck Area	340 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	186332
Street Address	775 COOK POINT RD
City	CAMBRIDGE
State	MD
Zip	21613-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1.983 ACRES S/S COOKS PT. ROAD W HUDSON SCHOOLHOUSE RD
Legal Subdivision	THE HOWARD OR FRAZIER FARM
Jurisdiction	DORCHESTER MD
Township / Civil Division	8, NECK
Census Block Group	3
Census Block	3014
Census Tract	970702

Owner

775 Cook Point Rd is owned by a company that acquired it in July 2022.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Company Names on File
Mailing Address	2919 RIDGE RD, WINDSOR MILL, MD 21244-1045
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Intrafamily Transfer, Transfer
Dec 2, 2022	Intrafamily Transfer, Transfer
Sep 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 20, 2022	Intrafamily Transfer, Transfer
Sep 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 15, 2020	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Prior Sale	May 9, 2012 · Amount on File
Deed Book / Page	1571 / 423
Last Transfer Date	Jul 26, 2022
Transfer Doc	0017820209
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Dec 2, 2022
Property Address	775 COOK POINT RD, CAMBRIDGE, MD 21613-3203
Document Number	0017820209
Book / Page	1782 / 209
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2919 RIDGE RD, WINDSOR MILL, MD 21244-1045

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Dec 2, 2022
Property Address	775 COOK POINT RD, CAMBRIDGE, MD 21613-3203
Document Number	0017820215
Book / Page	1782 / 215
Map Reference	LB PLC 43 FO 278
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2919 RIDGE RD, WINDSOR MILL, MD 21244-1045

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Sep 20, 2022
Property Address	775 COOK POINT RD, CAMBRIDGE, MD 21613-3203
Document Number	0017680311
Book / Page	1768 / 311
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	776 COOK POINT RD, CAMBRIDGE, MD 21613

Mortgage

Document Number	0001768287
Date	Sep 20, 2022
Instrument	1768-287

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jan 1, 2051

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Sep 20, 2022
Property Address	775 COOK POINT RD, CAMBRIDGE, MD 21613-3203
Document Number	0017680281
Book / Page	1768 / 281
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 COOK POINT RD, CAMBRIDGE, MD 21613-3203

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 24, 2020
Property Address	775 COOK POINT RD, CAMBRIDGE, MD 21613-3203
Document Number	0015970284
Book / Page	001597 / 000284
Instrument Date	Sep 17, 2020
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	775 COOK POINT RD CAMBRIDGE MD 216133203, CAMBRIDGE, MD 21613-3203

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 15, 2020
Property Address	775 COOK POINT RD, CAMBRIDGE, MD 21613-3203
Document Number	0015710423
Book / Page	1571 / 423
Instrument Date	Apr 9, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2919 RIDGE RD, WINDSOR MILL, MD 21244-1045

Mortgage

Document Number	0001571428
Date	Apr 15, 2020
Instrument	1571/428

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 775 Cook Point Rd was $8,108, up 8.9% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,108.00 (+8.88%)	$704,800 (+8.96%) Land $201,400 Building $503,400	$704,800 (-) Land $201,400 Building $503,400
2025	$7,447.00	$646,867	$704,800 Land $201,400 Building $503,400
2023	$5,964.00	$531,000 Land $201,400 Building $329,600	$531,000 Land $201,400 Building $329,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 775 Cook Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 320 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	320 in force
Nearby Flood Claims	230 (1979–2025)
Claims Outside the SFHA	6 of 230
Most Recent Claim	Nov 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 775 Cook Point Rd is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 88% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Bay Country Communications.

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