77482 Cold Springs Loop, Weston, OR 97886 Property Records

Umatilla County property record for 77482 Cold Springs Loop, Weston, OR 97886

Property Summary

Property Type	Recreational/Entertainment (General)
Details	3 bd · 2.5 ba · 3,930 sqft · built 2003
Lot Size	5.62 acres (244,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,500 (May 2019)
Tax Bill	$2,919 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`4N3733A000500`

Property Details

APN / Parcel Number

Primary APN	`4N3733A000500`
Alternative APNs	`125147.00` `125147`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,930 sqft Gross Area
1st Floor Area	1,040 sqft
Attic	Attic
Attic Area	650 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	244,807 sqft (5.62 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Porch
Porch Area	332 sqft
Utility Building	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	125147
Street Address	77482 COLD SPRINGS LOOP
City	WESTON
State	OR
Zip	97886-6122
Property Category	Commercial
Property Type	Commercial > Retail > Recreational/Entertainment (General)
Local Zoning Code	FR
Legal Description	LINCTON MOUNTAIN HIGHLANDS #2 LOT: 14
Legal Range	37
Legal Township	04N
Legal Section	33
Legal Subdivision	LINCTON MOUNTAIN HIGHLANDS #2
Legal Block	14
Legal Lot Number	14
Jurisdiction	UMATILLA OR
Township / Civil Division	MILTON-FREEWATER
Census Block Group	3
Census Block	3106
Census Tract	950100

Owner

Source: Umatilla County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77482 COLD SPRINGS LOOP, WESTON, OR 97886-6122
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
May 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANNER BANK
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20196860200
Last Transfer Date	May 7, 2021
Transfer Doc	20217220013
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	77482 COLD SPRINGS LOOP, WESTON, OR 97886-6122
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77482 COLD SPRINGS LOOP, WESTON, OR 97886-6122

Mortgage

Document Number	20227450397
Date	Aug 3, 2022
Instrument	2022-7450397

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UMATILLA OR
Recording Date	May 26, 2021
Property Address	77482 COLD SPRINGS LOOP, WESTON, OR 97886-6122
Document Number	20217220013
Instrument Date	May 7, 2021
Instrument	2021-7220013
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77482 COLD SPRINGS LOOP, WESTON, OR 97886-6122

Mortgage

Document Number	20217220014
Date	May 26, 2021
Instrument	2021-7220014

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	May 30, 2019
Property Address	77482 COLD SPRINGS LOOP, WESTON, OR 97886-6122
Document Number	20196860200
Instrument Date	May 29, 2019
Instrument	2019-6860200
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77482 COLD SPRINGS LOOP, 77482, WESTON, OR 97886-6122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77482 COLD SPRINGS LOOP, WESTON, OR 97886-6122

Mortgage

Document Number	20196860201
Date	May 30, 2019
Instrument	2019-6860201

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Athena-Weston School District 29J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,919.00 (+5.19%)	$218,020 (+6.09%) Land $39,190 Building $178,830	$584,520 (+24.23%) Land $110,100 Building $474,420
2023	$2,775.00	$205,510 Land $36,940 Building $168,570	$470,510 Land $122,600 Building $347,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	9 (1996–2026)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 83% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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