Wake County property record for 7748 Pegram St, Willow Spring, NC 27592
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,273 sqft · built 2006 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,000 (Feb 2007) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0685.01-35-4886-000 |
| Primary APN | 0685.01-35-4886-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,273 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 72 sqft |
| Porch | Open Porch |
| Porch Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0319112 |
|---|---|
| Street Address | 7748 PEGRAM ST |
| City | WILLOW SPRING |
| State | NC |
| Zip | 27592-7593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LO56 WESTMOOR SUB PH1 & 175 BM2004-00174 |
| Legal Subdivision | WESTMOOR SUB PH1 |
| Legal Phase | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | MIDDLE CREEK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 53115 |
Source: Wake County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7748 PEGRAM ST, WILLOW SPRING, NC 27592-7593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Feb 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Mar 5, 2020 | Deed of Trust, Mortgage · Line of Credit DEERE EMPS CU |
| Mar 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2007 · Amount on Record |
| Deed Sale | Feb 27, 2007 · Amount on Record |
| Prior Sale | Jan 26, 2006 · Amount on Record |
| Deed Book / Page | 12418 / 685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Aug 25, 2026 |
| Property Address | 7748 PEGRAM ST, WILLOW SPRING, NC 27592-7593 |
| Document Number | 0000096829 |
| Book / Page | 20320 / 2192 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202696829 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7748 PEGRAM ST, WILLOW SPRING, NC 27592-7593 |
| Document Number | 0000096829, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 20320/2192 |
| Instrument | 202696829 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7748 PEGRAM ST, WILLOW SPRING, NC 27592-7593 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7748 PEGRAM ST, WILLOW SPRING, NC 27592-7593 |
| Document Number | 20137/1958 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 20137/1958 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7748 PEGRAM ST, WILLOW SPRING, NC 27592-7593 |
| Document Number | 177812113 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | SOUTH MOUNTAIN GROUP, SOUTH MTN GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7748 PEGRAM ST WILLOW SPRING NC 275927593, WILLOW SPRING, NC 27592-7593 |
| Document Number | 177812113 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 017781/002113 |
| Name | DEERE EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61266-0339 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 11, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7748 PEGRAM ST, WILLOW SPRING, NC 27592-7593 |
| Document Number | 177812100 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | SOUTH MOUNTAIN GROUP, SOUTH MTN GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7748 PEGRAM ST WILLOW SPRING NC 275927593, WILLOW SPRING, NC 27592-7593 |
| Document Number | 177812100 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 017781/002100 |
| Name | DEERE EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,796.00 (+15.3%) | $434,134 (+40.71%) Land $80,000 Building $354,134 | $434,134 (+40.71%) Land $80,000 Building $354,134 |
| 2023 | $2,425.00 | $308,532 Land $35,000 Building $273,532 | $308,532 Land $35,000 Building $273,532 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC FARMS S/D private · serves 422 people · EPA ID NC4092064 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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