7748 Payne Ave, Dearborn, MI 48126 Property Records

Wayne County property record for 7748 Payne Ave, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1959
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Feb 2021)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-10-063-14-042`

Property Details

APN / Parcel Number

Primary APN	`82-10-063-14-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	882 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	114 ft deep x 35 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7748 PAYNE AVE
City	DEARBORN
State	MI
Zip	48126-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 630 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ROBERT OAKMAN LAND CO'S WARREN GROVE SUB
Legal Subdivision	ROBERT OAKMANS LAND COS WARREN GROVE
Legal Lot Number	630
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3006
Census Tract	573800

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7748 PAYNE AVE, DEARBORN, MI 48126-1072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	202145625
Deed Book / Page	56394 / 1197
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 3, 2021
Property Address	7748 PAYNE AVE, DEARBORN, MI 48126-1072
Document Number	0563941197
Book / Page	56394 / 1197
Map Reference	LB 40 PG 91
Instrument Date	Jan 22, 2021
Instrument	2021045625
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,397.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	668 CRONIN DR, 668, DEARBORN HEIGHTS, MI 48127-4112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7748 PAYNE AVE, DEARBORN, MI 48126-1072

Mortgage

Document Number	563941199
Date	Feb 3, 2021
Instrument	56394/1199

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,000 (+24.86%)	$216,000 (+24.86%)
2025	$4,379.00 (+49.3%)
2023		$86,500	$173,000
2019	$2,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Also Mapped Here	CITY OF DETROIT
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20