7748 E Covered Bridge Dr, Florence, KY 41042 Property Records

Kenton County property record for 7748 E Covered Bridge Dr, Florence, KY 41042

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 992 sqft · built 1978
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 2025)
Tax Bill$1,826 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN004-40-01-034.00

Property Details

APN / Parcel Number

Primary APN004-40-01-034.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area992 sqft Finished Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address7748 E COVERED BRIDGE DR
CityFLORENCE
StateKY
Zip41042-2816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVERED BRIDGE SEC 2 LOT 39
Legal SubdivisionCOVERED BRIDGE
Legal Phase2
Legal Lot Number39
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1002
Census Tract63607

Owner

7748 E Covered Bridge Dr is owned and occupied by an individual who bought it in July 2025.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7748 E COVERED BRIDGE DR, FLORENCE, KY 41042-2816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2025 · Amount on File
Deed SaleJul 10, 2025 · Amount on File
Prior SaleJul 10, 2025 · Amount on File
Deed Document Number202535
Deed Book / Page351 / 507
Prior Transfer DateJul 7, 2025
Prior Transfer Doc0005900036
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address7748 E COVERED BRIDGE DR, FLORENCE, KY 41042-2816
Document Number0000000015
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7748 E COVERED BRIDGE DR FLORENCE KY 410422816, FLORENCE, KY 41042-2816

Mortgage

Document Number0000000015
DateSep 14, 2020
Book Page000M97/000188
Instrument15
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term240 Months
DueSep 13, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 7748 E Covered Bridge Dr was $1,826.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,000 (+30.38%) Land $25,000 Building $175,000$200,000 (+30.38%) Land $25,000 Building $175,000
2025$1,826.00$153,400 Land $25,000 Building $128,400$153,400 Land $25,000 Building $128,400
2023$1,942.00$153,400 Land $25,000 Building $128,400$153,400 Land $25,000 Building $128,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7748 E Covered Bridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7748 E Covered Bridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions, Verizon.

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