7746 Burning Ridge Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 7746 Burning Ridge Dr, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,633 sqft · built 2021
Lot Size0.277 acres (12,066 sqft)
Owner2 Individual Names on File
Last Sale$809,000 (Apr 2022)
Tax Bill$4,949 (2026)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN4612-12-6344

Property Details

APN / Parcel Number

Primary APN4612-12-6344
Alternative APNs
  • 290269
  • 85898

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Stories2 Stories
Building Area3,633 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Lot Area12,066 sqft (0.277 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number290269
Street Address7746 BURNING RIDGE DR
CitySTANLEY
StateNC
Zip28164-6853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU CU
Legal Description#102 LT TREETOPS PH2
Legal SubdivisionTREETOPS
Legal Lot Number102
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1009
Census Tract71102

Owner

7746 Burning Ridge Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address7746 BURNING RIDGE DR, STANLEY, NC 28164-6853
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK
Jul 22, 2021Deed of Trust, Mortgage · Construction Mortgage
PEOPLES BANK
Apr 8, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 16, 2021Warranty Deed, Transfer · Commercial Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2022 · Amount on File
Deed SaleApr 8, 2022 · Amount on File
Prior SaleApr 16, 2021 · Amount on File
Deed Document Number2022650478
Deed Book / Page3154 / 629
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7746 BURNING RIDGE DR, STANLEY, NC 28164-6853
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003060167
DateJul 7, 2021
Book Page3060/167
Instrument634555
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7746 BURNING RIDGE DR, STANLEY, NC 28164-6853
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 BENT TREE DR, STANLEY, NC 28164-7822

Mortgage

Document Number0003064849
DateJul 22, 2021
Book Page3064/849
Instrument635466
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeConstruction Mortgage
AmountAmount on Record

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateApr 8, 2022
Property Address7746 BURNING RIDGE DR, STANLEY, NC 28164-6853
Document Number0003154629
Book / Page3154 / 629
Map ReferenceMB 14 PG 71
Instrument DateApr 7, 2022
Instrument650478
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,618.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address285 BENT TREE DR, 285, STANLEY, NC 28164-7822

Transferred To (Grantee/Buyer)

NameVerified Name
Address7746 BURNING RIDGE DR, STANLEY, NC 28164-6853

Mortgage

Document Number0000650479
DateApr 8, 2022
Instrument650479
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateApr 16, 2021
Property Address7746 BURNING RIDGE DR, STANLEY, NC 28164-6853
Document Number0003031856
Book / Page3031 / 856
Map ReferenceMB 14 PG 71
Instrument DateApr 15, 2021
Instrument629514
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1474, CORNELIUS, NC 28031-1474

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 BENT TREE DR, STANLEY, NC 28164-7822

Mortgage

Document Number0000629515
DateApr 16, 2021
Instrument629515
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7746 Burning Ridge Dr was $4,949.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,949.00$796,310 Land $80,000 Building $716,310$796,310 Land $80,000 Building $716,310
2023$4,909.00$796,310 Land $80,000 Building $716,310$796,310 Land $80,000 Building $716,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7746 Burning Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7746 Burning Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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