7746 Beaver Dam Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 7746 Beaver Dam Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,225 sqft · built 1993
Lot Size	10.3 acres (451,717 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2021)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458600348352000`

Property Details

APN / Parcel Number

Primary APN	`458600348352000`
Alternative APN	`55778`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,225 sqft Heated Area
Upper Floors Area	486 sqft
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	451,717 sqft (10.3 acres)
Lot Width	779 ft Width
Garage Type	Mixed
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	260 sqft
Deck Area	150 sqft
Shed	1 Shed
Shed Area	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	55778
Street Address	7746 BEAVER DAM RD
City	MURPHY
State	NC
Zip	28906-9581
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR COPPERSMITH 1612/918
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2004
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7746 BEAVER DAM RD, MURPHY, NC 28906-9581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
May 7, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	6672
Deed Book / Page	1692 / 1142
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 5, 2021
Property Address	7746 BEAVER DAM RD, MURPHY, NC 28906-9581
Document Number	01692/1142
Book / Page	1692 / 1142
Instrument Date	Sep 29, 2021
Instrument	6672
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40289 W COLTIN WAY, 40289, MARICOPA, AZ 85138-6669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7746 BEAVER DAM RD, MURPHY, NC 28906-9581

Mortgage

Document Number	0016921144
Date	Oct 5, 2021
Instrument	1692/1144

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 7, 2019
Property Address	7746 BEAVER DAM RD, MURPHY, NC 28906-9581
Document Number	01612/0918
Book / Page	01612 / 0918
Instrument Date	May 7, 2019
Instrument	01982
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7746 BEAVER DAM RD, 7746, MURPHY, NC 28906-9581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7746 BEAVER DAM RD, MURPHY, NC 28906-9581

Mortgage

Document Number	0000001983
Date	May 7, 2019
Instrument	01983

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,996.00	$281,840 (-)	$281,840 (-) Land $90,690 Building $191,150
2023		$281,840	$281,840 Land $90,690 Building $191,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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